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Metcalfe County

KY · Pop. 10,372 · Suburban County

84/100Homestead Score

Metcalfe County is a suburban county in Kentucky, spanning 290 square miles with 10,372 residents at a density of 35.8 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated moderate, built on hay, corn, haylage. The median home price is $103,000, with an effective property tax rate of 0.72%. The climate sits in USDA hardiness zone 7a with a 193-day growing season, average summer highs of 87.6°F and average winter lows of 24.6°F. Annual rainfall averages 48.7 inches, generally adequate for the region's crops and pasture. T J Samson Community Hospital is 15 miles away, though without an in-county emergency room. Broadband reaches 87.7% of homes. On the hazard side, tornado risk is high, so plan infrastructure and insurance accordingly.

Property Tax: 0.72%
Growing Season: 193 days
Broadband: 87.7%
Density: 35.8/sq mi

Pros

  • A long 193-day growing season in USDA zone 7a supports a wide range of crops and multiple plantings.
  • A low effective property tax rate of 0.72% holds annual carrying costs down.
  • A median home price of $103,000 makes land and property relatively affordable.
  • Annual rainfall of 48.7 inches supports rain-fed gardens and pasture in most years.

Cons

  • The nearest hospital, T J Samson Community Hospital, is 15 miles away, a real consideration for medical needs.
  • A poverty rate of 25.7% reflects a constrained local economy with limited off-farm income options.

At a glance

Metcalfe County, KY is a strong overall fit for homesteading.

Homestead score
84/100
Median home price
$103k
Property tax
0.72%
Growing season
193 days (zone 7a)
Annual rainfall
48.7"
Broadband
87.7%
Nearest hospital
T J Samson Community Hospital, 15 mi

Taxes & Cost of Living

Property Tax Rate0.72%
Median Household Income$48,572
Poverty Rate25.7%

Land & Building

Median Home Price$103K

Climate & Growing

USDA Zone7a
Growing Season193 days
Annual Rainfall48.7 inches
Avg Summer High87.6°F
Avg Winter Low24.6°F
Top CropsHay, Corn, Haylage

Natural Disaster Risk

Drought4/10
Wildfire1/10
Tornado5/10
Flood4/10

Healthcare

Nearest HospitalT J Samson Community Hospital (15 mi)
Emergency RoomNo
Healthcare Facilities0

Infrastructure & Community

Broadband Coverage87.7%

Business & Employment

Unemployment Rate4.7%
Ag EconomyModerate

Homesteading in Metcalfe County: FAQ

What is the growing season like in Metcalfe County?
Metcalfe County is in USDA hardiness zone 7a with a 193-day growing season, average summer highs of 87.6°F, and average winter lows of 24.6°F. The established crops are hay, corn, haylage.
How affordable is land and property here?
The median home price is $103,000 and the effective property tax rate is 0.72%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 87.7% of homes, so verify service at a specific parcel before purchasing.
How close is healthcare?
T J Samson Community Hospital is 15 miles away, without an in-county emergency room.

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Nearby counties

The closest counties to Metcalfe County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.