Hart County
KY · Pop. 19,470 · Suburban County
Hart County, Kentucky covers 413 square miles with a population of 19,470 and a density of 47.1 people per square mile. The agricultural economy is rated moderate, built on hay, soybeans, corn. A median home price of $125,000 and an effective property tax rate of 0.75% set the cost of entry. The climate sits in USDA hardiness zone 7a with a 189-day growing season, average summer highs of 85.5°F and average winter lows of 27.4°F. Annual rainfall averages 49.9 inches, generally adequate for the region's crops and pasture. The Medical Center at Caverna is 10.3 miles away and includes an emergency room. Broadband reaches 91.3% of homes. On the hazard side, flood risk is high, tornado risk is very high, so plan infrastructure and insurance accordingly.
Pros
- A long 189-day growing season in USDA zone 7a supports a wide range of crops and multiple plantings.
- A low effective property tax rate of 0.75% holds annual carrying costs down.
- A median home price of $125,000 makes land and property relatively affordable.
- Broadband reaches 91.3% of homes, making remote work and online farm sales realistic.
- The Medical Center at Caverna, with an emergency room, is just 10.3 miles away — strong local healthcare access.
Cons
- Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
- A poverty rate of 21.2% reflects a constrained local economy with limited off-farm income options.
- Flood risk is high, so low-lying parcels deserve careful evaluation before purchase.
At a glance
Hart County, KY is a strong overall fit for homesteading.
- Homestead score
- 88/100
- Median home price
- $125k
- Property tax
- 0.75%
- Growing season
- 189 days (zone 7a)
- Annual rainfall
- 49.9"
- Broadband
- 91.3%
- Nearest hospital
- The Medical Center at Caverna, 10.3 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Hart County: FAQ
- What is the growing season like in Hart County?
- Hart County is in USDA hardiness zone 7a with a 189-day growing season, average summer highs of 85.5°F, and average winter lows of 27.4°F. The established crops are hay, soybeans, corn.
- How affordable is land and property here?
- The median home price is $125,000 and the effective property tax rate is 0.75%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
- Is broadband internet available?
- Broadband reaches 91.3% of homes, strong coverage that supports remote work for most parcels.
- How close is healthcare?
- The Medical Center at Caverna is 10.3 miles away and includes an emergency room; there is 1 hospital in the county.
Explore Kentucky Resources
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More counties in Kentucky
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Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.
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