Bell County
KY · Pop. 23,878 · Suburban County
Bell County is a suburban county in Kentucky, spanning 359 square miles with 23,878 residents at a density of 66.5 people per square mile. The agricultural economy is rated weak, built on hay, haylage, sweet corn. A median home price of $83,000 and an effective property tax rate of 0.74% set the cost of entry. The climate sits in USDA hardiness zone 7a with a 178-day growing season, average summer highs of 85.7°F and average winter lows of 24.8°F. Annual rainfall averages 51.7 inches, generally adequate for the region's crops and pasture. Pineville Community Health Center, Inc is 2.8 miles away and includes an emergency room. Broadband reaches 92.5% of homes. On the hazard side, flood risk is very high, tornado risk is high, wildfire risk is very high, so plan infrastructure and insurance accordingly.
Pros
- A low effective property tax rate of 0.74% holds annual carrying costs down.
- A median home price of $83,000 makes land and property relatively affordable.
- Broadband reaches 92.5% of homes, making remote work and online farm sales realistic.
- Pineville Community Health Center, Inc, with an emergency room, is just 2.8 miles away — strong local healthcare access.
- Annual rainfall of 51.7 inches supports rain-fed gardens and pasture in most years.
Cons
- Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
- Flood risk is very high, so careful parcel siting and flood insurance are essential.
- A poverty rate of 27.1% reflects a constrained local economy with limited off-farm income options.
- The agricultural economy is rated weak, so local farm markets, suppliers, and services are limited.
At a glance
Bell County, KY is a strong overall fit for homesteading.
- Homestead score
- 86/100
- Median home price
- $83k
- Property tax
- 0.74%
- Growing season
- 178 days (zone 7a)
- Annual rainfall
- 51.7"
- Broadband
- 92.5%
- Nearest hospital
- Pineville Community Health Center, Inc, 2.8 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Bell County: FAQ
- What is the growing season like in Bell County?
- Bell County is in USDA hardiness zone 7a with a 178-day growing season, average summer highs of 85.7°F, and average winter lows of 24.8°F. The established crops are hay, haylage, sweet corn.
- How affordable is land and property here?
- The median home price is $83,000 and the effective property tax rate is 0.74%. There's no published county per-acre figure, so use recent comparable sales to gauge raw-land value.
- Is broadband internet available?
- Broadband reaches 92.5% of homes, strong coverage that supports remote work for most parcels.
- How close is healthcare?
- Pineville Community Health Center, Inc is 2.8 miles away and includes an emergency room; there are 2 hospitals in the county.
Explore Kentucky Resources
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LandWatch
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AcreTrader
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More counties in Kentucky
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Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.
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