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Monroe County

KY · Pop. 11,318 · Suburban County

86/100Homestead Score

Monroe County, Kentucky covers 329 square miles with a population of 11,318 and a density of 34.4 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated moderate, built on hay, corn, haylage. The median home price is $116,000, with an effective property tax rate of 0.77%. The climate sits in USDA hardiness zone 7a with a 185-day growing season, average summer highs of 87.6°F and average winter lows of 24.6°F. Annual rainfall averages 52.3 inches, and with drought risk rated high, water storage and irrigation planning matter. Monroe County Medical Center is 2.3 miles away and includes an emergency room. Broadband reaches 77.6% of homes. On the hazard side, tornado risk is high, drought risk is high, so plan infrastructure and insurance accordingly.

Property Tax: 0.77%
Growing Season: 185 days
Broadband: 77.6%
Density: 34.4/sq mi

Pros

  • A long 185-day growing season in USDA zone 7a supports a wide range of crops and multiple plantings.
  • A low effective property tax rate of 0.77% holds annual carrying costs down.
  • A median home price of $116,000 makes land and property relatively affordable.
  • Monroe County Medical Center, with an emergency room, is just 2.3 miles away — strong local healthcare access.

Cons

  • Broadband reaches only 77.6% of homes, a real gap for remote work or online sales.
  • A poverty rate of 22.2% reflects a constrained local economy with limited off-farm income options.

At a glance

Monroe County, KY is a strong overall fit for homesteading.

Homestead score
86/100
Median home price
$116k
Property tax
0.77%
Growing season
185 days (zone 7a)
Annual rainfall
52.3"
Broadband
77.6%
Nearest hospital
Monroe County Medical Center, 2.3 mi

Taxes & Cost of Living

Property Tax Rate0.77%
Median Household Income$49,430
Poverty Rate22.2%

Land & Building

Median Home Price$116K

Climate & Growing

USDA Zone7a
Growing Season185 days
Annual Rainfall52.3 inches
Avg Summer High87.6°F
Avg Winter Low24.6°F
Top CropsHay, Corn, Haylage

Natural Disaster Risk

Drought5/10
Wildfire2/10
Tornado6/10
Flood4/10

Healthcare

Nearest HospitalMonroe County Medical Center (2.3 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage77.6%

Business & Employment

Unemployment Rate4.6%
Ag EconomyModerate

Homesteading in Monroe County: FAQ

What is the growing season like in Monroe County?
Monroe County is in USDA hardiness zone 7a with a 185-day growing season, average summer highs of 87.6°F, and average winter lows of 24.6°F. The established crops are hay, corn, haylage.
How affordable is land and property here?
The median home price is $116,000 and the effective property tax rate is 0.77%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 77.6% of homes, so verify service at a specific parcel before purchasing.
How close is healthcare?
Monroe County Medical Center is 2.3 miles away and includes an emergency room; there is 1 hospital in the county.

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Nearby counties

The closest counties to Monroe County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.