Cumberland County
KY · Pop. 5,948 · Rural County
Cumberland County, Kentucky covers 305 square miles with a population of 5,948 and a density of 19.5 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated weak, built on hay, corn, soybeans. A median home price of $129,000 and an effective property tax rate of 0.61% set the cost of entry. The climate sits in USDA hardiness zone 7a with a 185-day growing season, average summer highs of 87.5°F and average winter lows of 26.6°F. Annual rainfall averages 52.6 inches, generally adequate for the region's crops and pasture. Cumberland County Hospital is 1.3 miles away and includes an emergency room. Broadband reaches 80% of homes. On the hazard side, flood risk is high, so plan infrastructure and insurance accordingly.
Pros
- A long 185-day growing season in USDA zone 7a supports a wide range of crops and multiple plantings.
- A low effective property tax rate of 0.61% holds annual carrying costs down.
- A median home price of $129,000 makes land and property relatively affordable.
- Cumberland County Hospital, with an emergency room, is just 1.3 miles away — strong local healthcare access.
- At 19.5 people per square mile, land is available with genuine space and privacy.
Cons
- A poverty rate of 33.9% reflects a constrained local economy with limited off-farm income options.
- The agricultural economy is rated weak, so local farm markets, suppliers, and services are limited.
- Flood risk is high, so low-lying parcels deserve careful evaluation before purchase.
At a glance
Cumberland County, KY is a strong overall fit for homesteading.
- Homestead score
- 98/100
- Median home price
- $129k
- Property tax
- 0.61%
- Growing season
- 185 days (zone 7a)
- Annual rainfall
- 52.6"
- Broadband
- 80%
- Nearest hospital
- Cumberland County Hospital, 1.3 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Cumberland County: FAQ
- What is the growing season like in Cumberland County?
- Cumberland County is in USDA hardiness zone 7a with a 185-day growing season, average summer highs of 87.5°F, and average winter lows of 26.6°F. The established crops are hay, corn, soybeans.
- How affordable is land and property here?
- The median home price is $129,000 and the effective property tax rate is 0.61%. County-level per-acre prices aren't published, so compare current local listings for raw land.
- Is broadband internet available?
- Broadband reaches 80% of homes, so verify service at a specific parcel before purchasing.
- How close is healthcare?
- Cumberland County Hospital is 1.3 miles away and includes an emergency room; there is 1 hospital in the county.
Explore Kentucky Resources
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LandWatch
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Lands of America
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AcreTrader
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More counties in Kentucky
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The closest counties to Cumberland County by distance, including across state lines.
Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.
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