Spencer County
IN · Pop. 19,871 · Suburban County
Spencer County, Indiana covers 397 square miles with a population of 19,871 and a density of 50.1 people per square mile. The agricultural economy is rated moderate, built on soybeans, corn, hay. The median home price is $180,000, with an effective property tax rate of 0.63%. The climate sits in USDA hardiness zone 7a with a 217-day growing season, average summer highs of 87°F and average winter lows of 29.3°F. Annual rainfall averages 46.6 inches, and with drought risk rated very high, water storage and irrigation planning matter. Ascension St Vincent Warrick is 13.9 miles away, though without an in-county emergency room. Broadband reaches 95.9% of homes. On the hazard side, flood risk is high, tornado risk is high, drought risk is very high, so plan infrastructure and insurance accordingly.
Pros
- A long 217-day growing season in USDA zone 7a supports a wide range of crops and multiple plantings.
- A low effective property tax rate of 0.63% holds annual carrying costs down.
- A median home price of $180,000 makes land and property relatively affordable.
- Broadband reaches 95.9% of homes, making remote work and online farm sales realistic.
- A low unemployment rate of 3.3% reflects a stable local job base.
Cons
- Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
- The nearest hospital, Ascension St Vincent Warrick, is 13.9 miles away, a real consideration for medical needs.
- Flood risk is high, so low-lying parcels deserve careful evaluation before purchase.
At a glance
Spencer County, IN is a strong overall fit for homesteading.
- Homestead score
- 76/100
- Median home price
- $180k
- Property tax
- 0.63%
- Growing season
- 217 days (zone 7a)
- Annual rainfall
- 46.6"
- Broadband
- 95.9%
- Nearest hospital
- Ascension St Vincent Warrick, 13.9 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Spencer County: FAQ
- What is the growing season like in Spencer County?
- Spencer County is in USDA hardiness zone 7a with a 217-day growing season, average summer highs of 87°F, and average winter lows of 29.3°F. The established crops are soybeans, corn, hay.
- How affordable is land and property here?
- The median home price is $180,000 and the effective property tax rate is 0.63%. There's no published county per-acre figure, so use recent comparable sales to gauge raw-land value.
- Is broadband internet available?
- Broadband reaches 95.9% of homes, strong coverage that supports remote work for most parcels.
- How close is healthcare?
- Ascension St Vincent Warrick is 13.9 miles away, without an in-county emergency room.
Explore Indiana Resources
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LandWatch
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Lands of America
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AcreTrader
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More counties in Indiana
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Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.
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