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Adams County

IN · Pop. 35,995 · Mixed County

83/100Homestead Score

Adams County is a mixed rural-suburban county in Indiana, spanning 339 square miles with 35,995 residents at a density of 106.2 people per square mile. The agricultural economy is rated strong, built on soybeans, corn, hay. A median home price of $173,000 and an effective property tax rate of 0.75% set the cost of entry. The climate sits in USDA hardiness zone 6a with a 176-day growing season, average summer highs of 82.5°F and average winter lows of 20°F. Annual rainfall averages 39.5 inches, generally adequate for the region's crops and pasture. Adams Memorial Hospital is 5 miles away and includes an emergency room. Broadband reaches 96.5% of homes. On the hazard side, flood risk is very high, tornado risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 0.75%
Growing Season: 176 days
Broadband: 96.5%
Density: 106.2/sq mi

Pros

  • A low effective property tax rate of 0.75% holds annual carrying costs down.
  • A median home price of $173,000 makes land and property relatively affordable.
  • Broadband reaches 96.5% of homes, making remote work and online farm sales realistic.
  • Adams Memorial Hospital, with an emergency room, is just 5 miles away — strong local healthcare access.
  • A strong agricultural economy built on soybeans, corn, hay means local markets, equipment, and know-how are in place.

Cons

  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.

At a glance

Adams County, IN is a strong overall fit for homesteading.

Homestead score
83/100
Median home price
$173k
Property tax
0.75%
Growing season
176 days (zone 6a)
Annual rainfall
39.5"
Broadband
96.5%
Nearest hospital
Adams Memorial Hospital, 5 mi

Taxes & Cost of Living

Property Tax Rate0.75%
Median Household Income$63,128
Poverty Rate12.4%

Land & Building

Median Home Price$173K

Climate & Growing

USDA Zone6a
Growing Season176 days
Annual Rainfall39.5 inches
Avg Summer High82.5°F
Avg Winter Low20°F
Top CropsSoybeans, Corn, Hay

Natural Disaster Risk

Drought1/10
Wildfire2/10
Tornado8/10
Flood7/10

Healthcare

Nearest HospitalAdams Memorial Hospital (5 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage96.5%

Business & Employment

Unemployment Rate3.4%
Ag EconomyStrong

Homesteading in Adams County: FAQ

What is the growing season like in Adams County?
Adams County is in USDA hardiness zone 6a with a 176-day growing season, average summer highs of 82.5°F, and average winter lows of 20°F. The established crops are soybeans, corn, hay.
How affordable is land and property here?
The median home price is $173,000 and the effective property tax rate is 0.75%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 96.5% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Adams Memorial Hospital is 5 miles away and includes an emergency room; there is 1 hospital in the county.

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Nearby counties

The closest counties to Adams County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.