Carroll County
IN · Pop. 20,443 · Suburban County
Carroll County, Indiana covers 372 square miles with a population of 20,443 and a density of 55 people per square mile. The agricultural economy is rated strong, built on corn, soybeans, wheat. The median home price is $168,000, with an effective property tax rate of 0.57%. The climate sits in USDA hardiness zone 6a with a 163-day growing season, average summer highs of 83.4°F and average winter lows of 20°F. Annual rainfall averages 41.2 inches, and with drought risk rated high, water storage and irrigation planning matter. Indiana University Health White Memorial Hospital is 15.2 miles away, though without an in-county emergency room. Broadband reaches 85.9% of homes. On the hazard side, flood risk is high, tornado risk is high, drought risk is high, so plan infrastructure and insurance accordingly.
Pros
- A low effective property tax rate of 0.57% holds annual carrying costs down.
- A median home price of $168,000 makes land and property relatively affordable.
- A strong agricultural economy built on corn, soybeans, wheat means local markets, equipment, and know-how are in place.
- A low unemployment rate of 3.4% reflects a stable local job base.
- A low poverty rate of 8.4% signals a relatively stable local economy.
Cons
- A 163-day growing season limits crop diversity and calls for season-extension tools.
- The nearest hospital, Indiana University Health White Memorial Hospital, is 15.2 miles away, a real consideration for medical needs.
- Flood risk is high, so low-lying parcels deserve careful evaluation before purchase.
At a glance
Carroll County, IN is a solid homesteading option with some tradeoffs.
- Homestead score
- 69/100
- Median home price
- $168k
- Property tax
- 0.57%
- Growing season
- 163 days (zone 6a)
- Annual rainfall
- 41.2"
- Broadband
- 85.9%
- Nearest hospital
- Indiana University Health White Memorial Hospital, 15.2 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Carroll County: FAQ
- What is the growing season like in Carroll County?
- Carroll County is in USDA hardiness zone 6a with a 163-day growing season, average summer highs of 83.4°F, and average winter lows of 20°F. The established crops are corn, soybeans, wheat.
- How affordable is land and property here?
- The median home price is $168,000 and the effective property tax rate is 0.57%. There's no published county per-acre figure, so use recent comparable sales to gauge raw-land value.
- Is broadband internet available?
- Broadband reaches 85.9% of homes, so verify service at a specific parcel before purchasing.
- How close is healthcare?
- Indiana University Health White Memorial Hospital is 15.2 miles away, without an in-county emergency room.
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Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.