Morgan County
IN · Pop. 72,202 · Mixed County
Morgan County is a mixed rural-suburban county in Indiana, spanning 404 square miles with 72,202 residents at a density of 178.7 people per square mile. The agricultural economy is rated moderate, built on corn, soybeans, hay. A median home price of $220,000 and an effective property tax rate of 0.48% set the cost of entry. The climate sits in USDA hardiness zone 6a with a 167-day growing season, average summer highs of 83°F and average winter lows of 19.8°F. Annual rainfall averages 44.7 inches, and with drought risk rated high, water storage and irrigation planning matter. Indiana University Health Morgan Hospital Inc is 4.5 miles away and includes an emergency room. Broadband reaches 96.6% of homes. On the hazard side, flood risk is very high, tornado risk is very high, drought risk is high, so plan infrastructure and insurance accordingly.
Pros
- A low effective property tax rate of 0.48% holds annual carrying costs down.
- Broadband reaches 96.6% of homes, making remote work and online farm sales realistic.
- Indiana University Health Morgan Hospital Inc, with an emergency room, is just 4.5 miles away — strong local healthcare access.
- A low unemployment rate of 3.4% reflects a stable local job base.
- A low poverty rate of 8.5% signals a relatively stable local economy.
Cons
- Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
- Flood risk is very high, so careful parcel siting and flood insurance are essential.
At a glance
Morgan County, IN is a solid homesteading option with some tradeoffs.
- Homestead score
- 64/100
- Median home price
- $220k
- Property tax
- 0.48%
- Growing season
- 167 days (zone 6a)
- Annual rainfall
- 44.7"
- Broadband
- 96.6%
- Nearest hospital
- Indiana University Health Morgan Hospital Inc, 4.5 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Morgan County: FAQ
- What is the growing season like in Morgan County?
- Morgan County is in USDA hardiness zone 6a with a 167-day growing season, average summer highs of 83°F, and average winter lows of 19.8°F. The established crops are corn, soybeans, hay.
- How affordable is land and property here?
- The median home price is $220,000 and the effective property tax rate is 0.48%. There's no published county per-acre figure, so use recent comparable sales to gauge raw-land value.
- Is broadband internet available?
- Broadband reaches 96.6% of homes, strong coverage that supports remote work for most parcels.
- How close is healthcare?
- Indiana University Health Morgan Hospital Inc is 4.5 miles away and includes an emergency room; there are 2 hospitals in the county.
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More counties in Indiana
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The closest counties to Morgan County by distance, including across state lines.
Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.
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