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Montgomery County

IN · Pop. 38,155 · Suburban County

78/100Homestead Score

Montgomery County sits in Indiana across 505 square miles, home to 38,155 people at 75.6 per square mile. The agricultural economy is rated strong, built on soybeans, corn, wheat. A median home price of $166,000 and an effective property tax rate of 0.63% set the cost of entry. The climate sits in USDA hardiness zone 5b with a 165-day growing season, average summer highs of 81.5°F and average winter lows of 19°F. Annual rainfall averages 43.1 inches, and with drought risk rated very high, water storage and irrigation planning matter. Franciscan Health Crawfordsville is 1.9 miles away and includes an emergency room. Broadband reaches 97.9% of homes. On the hazard side, flood risk is high, tornado risk is high, drought risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 0.63%
Growing Season: 165 days
Broadband: 97.9%
Density: 75.6/sq mi

Pros

  • A low effective property tax rate of 0.63% holds annual carrying costs down.
  • A median home price of $166,000 makes land and property relatively affordable.
  • Broadband reaches 97.9% of homes, making remote work and online farm sales realistic.
  • Franciscan Health Crawfordsville, with an emergency room, is just 1.9 miles away — strong local healthcare access.
  • A strong agricultural economy built on soybeans, corn, wheat means local markets, equipment, and know-how are in place.

Cons

  • Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
  • Flood risk is high, so low-lying parcels deserve careful evaluation before purchase.

At a glance

Montgomery County, IN is a strong overall fit for homesteading.

Homestead score
78/100
Median home price
$166k
Property tax
0.63%
Growing season
165 days (zone 5b)
Annual rainfall
43.1"
Broadband
97.9%
Nearest hospital
Franciscan Health Crawfordsville, 1.9 mi

Taxes & Cost of Living

Property Tax Rate0.63%
Median Household Income$66,571
Poverty Rate11.9%

Land & Building

Median Home Price$166K

Climate & Growing

USDA Zone5b
Growing Season165 days
Annual Rainfall43.1 inches
Avg Summer High81.5°F
Avg Winter Low19°F
Top CropsSoybeans, Corn, Wheat

Natural Disaster Risk

Drought8/10
Wildfire2/10
Tornado5/10
Flood5/10

Healthcare

Nearest HospitalFranciscan Health Crawfordsville (1.9 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage97.9%

Business & Employment

Unemployment Rate3%
Ag EconomyStrong

Homesteading in Montgomery County: FAQ

What is the growing season like in Montgomery County?
Montgomery County is in USDA hardiness zone 5b with a 165-day growing season, average summer highs of 81.5°F, and average winter lows of 19°F. The established crops are soybeans, corn, wheat.
How affordable is land and property here?
The median home price is $166,000 and the effective property tax rate is 0.63%. There's no published county per-acre figure, so use recent comparable sales to gauge raw-land value.
Is broadband internet available?
Broadband reaches 97.9% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Franciscan Health Crawfordsville is 1.9 miles away and includes an emergency room; there is 1 hospital in the county.

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Nearby counties

The closest counties to Montgomery County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.