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Shelby County

IL · Pop. 20,867 · Suburban County

69/100Homestead Score

Shelby County is a suburban county in Illinois, spanning 759 square miles with 20,867 residents at a density of 27.5 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated strong, built on soybeans, corn, hay. The median home price is $130,000, with an effective property tax rate of 1.5%. The climate sits in USDA hardiness zone 6a with a 192-day growing season, average summer highs of 85.2°F and average winter lows of 20.8°F. Annual rainfall averages 39.3 inches, and with drought risk rated very high, water storage and irrigation planning matter. Hshs Good Shepherd Hospital, Inc is 1.5 miles away and includes an emergency room. Broadband reaches 91.7% of homes. On the hazard side, flood risk is high, drought risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 1.5%
Growing Season: 192 days
Broadband: 91.7%
Density: 27.5/sq mi

Pros

  • A long 192-day growing season in USDA zone 6a supports a wide range of crops and multiple plantings.
  • A median home price of $130,000 makes land and property relatively affordable.
  • Broadband reaches 91.7% of homes, making remote work and online farm sales realistic.
  • Hshs Good Shepherd Hospital, Inc, with an emergency room, is just 1.5 miles away — strong local healthcare access.
  • A strong agricultural economy built on soybeans, corn, hay means local markets, equipment, and know-how are in place.

Cons

  • Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
  • An effective property tax rate of 1.5% is on the higher side and adds to annual carrying costs.
  • Flood risk is high, so low-lying parcels deserve careful evaluation before purchase.

At a glance

Shelby County, IL is a solid homesteading option with some tradeoffs.

Homestead score
69/100
Median home price
$130k
Property tax
1.5%
Growing season
192 days (zone 6a)
Annual rainfall
39.3"
Broadband
91.7%
Nearest hospital
Hshs Good Shepherd Hospital, Inc, 1.5 mi

Taxes & Cost of Living

Property Tax Rate1.5%
Median Household Income$68,457
Poverty Rate10%

Land & Building

Median Home Price$130K

Climate & Growing

USDA Zone6a
Growing Season192 days
Annual Rainfall39.3 inches
Avg Summer High85.2°F
Avg Winter Low20.8°F
Top CropsSoybeans, Corn, Hay

Natural Disaster Risk

Drought10/10
Wildfire2/10
Tornado4/10
Flood5/10

Healthcare

Nearest HospitalHshs Good Shepherd Hospital, Inc (1.5 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage91.7%

Business & Employment

Unemployment Rate3.9%
Ag EconomyStrong

Homesteading in Shelby County: FAQ

What is the growing season like in Shelby County?
Shelby County is in USDA hardiness zone 6a with a 192-day growing season, average summer highs of 85.2°F, and average winter lows of 20.8°F. The established crops are soybeans, corn, hay.
How affordable is land and property here?
The median home price is $130,000 and the effective property tax rate is 1.5%. County-level per-acre prices aren't published, so compare current local listings for raw land.
Is broadband internet available?
Broadband reaches 91.7% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Hshs Good Shepherd Hospital, Inc is 1.5 miles away and includes an emergency room; there is 1 hospital in the county.

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Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.