Skip to content

Jo Daviess County

IL · Pop. 21,918 · Suburban County

44/100Homestead Score

Jo Daviess County, Illinois covers 601 square miles with a population of 21,918 and a density of 36.5 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated strong, built on corn, hay, soybeans. The median home price is $194,000, with an effective property tax rate of 1.74%. The climate sits in USDA hardiness zone 5a with a 149-day growing season, average summer highs of 81.6°F and average winter lows of 12.7°F. Annual rainfall averages 36.7 inches, and with drought risk rated very high, water storage and irrigation planning matter. Midwest Medical Center is 13.9 miles away and includes an emergency room. Broadband reaches 97.9% of homes. On the hazard side, flood risk is high, tornado risk is very high, drought risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 1.74%
Growing Season: 149 days
Broadband: 97.9%
Density: 36.5/sq mi

Pros

  • A median home price of $194,000 makes land and property relatively affordable.
  • Broadband reaches 97.9% of homes, making remote work and online farm sales realistic.
  • A strong agricultural economy built on corn, hay, soybeans means local markets, equipment, and know-how are in place.
  • A low unemployment rate of 3.8% reflects a stable local job base.
  • A low poverty rate of 8% signals a relatively stable local economy.

Cons

  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
  • A 149-day growing season limits crop diversity and calls for season-extension tools.
  • An effective property tax rate of 1.74% is on the higher side and adds to annual carrying costs.
  • Average winter lows of 12.7°F demand serious cold-weather infrastructure for livestock and water systems.

At a glance

Jo Daviess County, IL is a mixed homesteading prospect — weigh the tradeoffs.

Homestead score
44/100
Median home price
$194k
Property tax
1.74%
Growing season
149 days (zone 5a)
Annual rainfall
36.7"
Broadband
97.9%
Nearest hospital
Midwest Medical Center, 13.9 mi

Taxes & Cost of Living

Property Tax Rate1.74%
Median Household Income$74,954
Poverty Rate8%

Land & Building

Median Home Price$194K

Climate & Growing

USDA Zone5a
Growing Season149 days
Annual Rainfall36.7 inches
Avg Summer High81.6°F
Avg Winter Low12.7°F
Top CropsCorn, Hay, Soybeans

Natural Disaster Risk

Drought7/10
Wildfire3/10
Tornado7/10
Flood6/10

Healthcare

Nearest HospitalMidwest Medical Center (13.9 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage97.9%

Business & Employment

Unemployment Rate3.8%
Ag EconomyStrong

Homesteading in Jo Daviess County: FAQ

What is the growing season like in Jo Daviess County?
Jo Daviess County is in USDA hardiness zone 5a with a 149-day growing season, average summer highs of 81.6°F, and average winter lows of 12.7°F. The established crops are corn, hay, soybeans.
How affordable is land and property here?
The median home price is $194,000 and the effective property tax rate is 1.74%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 97.9% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Midwest Medical Center is 13.9 miles away and includes an emergency room; there is 1 hospital in the county.

Explore Illinois Resources

Partner links — we may earn a commission at no extra cost to you

Nearby counties

The closest counties to Jo Daviess County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.