Fannin County
TX · Pop. 36,525 · Suburban County
Fannin County, Texas covers 891 square miles with a population of 36,525 and a density of 41 people per square mile. The agricultural economy is rated strong, built on hay, wheat, corn. A median home price of $214,000 and an effective property tax rate of 1.1% set the cost of entry. The climate sits in USDA hardiness zone 8a with a 227-day growing season, average summer highs of 91.1°F and average winter lows of 32.5°F. Annual rainfall averages 46.1 inches, and with drought risk rated very high, water storage and irrigation planning matter. Tmc Bonham Hospital is 3.7 miles away and includes an emergency room. Broadband reaches 80.4% of homes. On the hazard side, tornado risk is very high, wildfire risk is very high, drought risk is very high, so plan infrastructure and insurance accordingly.
Pros
- A long 227-day growing season in USDA zone 8a supports a wide range of crops and multiple plantings.
- Tmc Bonham Hospital, with an emergency room, is just 3.7 miles away — strong local healthcare access.
- A strong agricultural economy built on hay, wheat, corn means local markets, equipment, and know-how are in place.
- A low unemployment rate of 3.9% reflects a stable local job base.
Cons
- Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
- Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
- Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
At a glance
Fannin County, TX is a mixed homesteading prospect — weigh the tradeoffs.
- Homestead score
- 53/100
- Median home price
- $214k
- Property tax
- 1.1%
- Growing season
- 227 days (zone 8a)
- Annual rainfall
- 46.1"
- Broadband
- 80.4%
- Nearest hospital
- Tmc Bonham Hospital, 3.7 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Fannin County: FAQ
- What is the growing season like in Fannin County?
- Fannin County is in USDA hardiness zone 8a with a 227-day growing season, average summer highs of 91.1°F, and average winter lows of 32.5°F. The established crops are hay, wheat, corn.
- How affordable is land and property here?
- The median home price is $214,000 and the effective property tax rate is 1.1%. County-level per-acre prices aren't published, so compare current local listings for raw land.
- Is broadband internet available?
- Broadband reaches 80.4% of homes, so verify service at a specific parcel before purchasing.
- How close is healthcare?
- Tmc Bonham Hospital is 3.7 miles away and includes an emergency room; there are 2 hospitals in the county.
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Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.
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