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Collin County

TX · Pop. 1,116,601 · Urban County

21/100Homestead Score

Collin County is an urban county in Texas, spanning 841 square miles with 1,116,601 residents at a density of 1327.7 people per square mile, a more developed setting where truly rural parcels are scarcer. The agricultural economy is rated moderate, built on hay, wheat, corn. A median home price of $448,000 and an effective property tax rate of 1.66% set the cost of entry. The climate sits in USDA hardiness zone 8b with a 224-day growing season, average summer highs of 90.1°F and average winter lows of 32.2°F. Annual rainfall averages 42.3 inches, generally adequate for the region's crops and pasture. Medical City Mckinney is 4.1 miles away and includes an emergency room. Broadband reaches 97.6% of homes. On the hazard side, flood risk is very high, tornado risk is very high, wildfire risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 1.66%
Growing Season: 224 days
Broadband: 97.6%
Density: 1327.7/sq mi

Pros

  • A long 224-day growing season in USDA zone 8b supports a wide range of crops and multiple plantings.
  • Broadband reaches 97.6% of homes, making remote work and online farm sales realistic.
  • Medical City Mckinney, with an emergency room, is just 4.1 miles away — strong local healthcare access.
  • A low unemployment rate of 3.9% reflects a stable local job base.
  • Annual rainfall of 42.3 inches supports rain-fed gardens and pasture in most years.

Cons

  • Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.
  • An effective property tax rate of 1.66% is on the higher side and adds to annual carrying costs.
  • A median home price of $448,000 raises the cost of entry relative to more affordable rural markets.

At a glance

Collin County, TX is a challenging place to homestead on the data.

Homestead score
21/100
Median home price
$448k
Property tax
1.66%
Growing season
224 days (zone 8b)
Annual rainfall
42.3"
Broadband
97.6%
Nearest hospital
Medical City Mckinney, 4.1 mi

Taxes & Cost of Living

Property Tax Rate1.66%
Median Household Income$117,588
Poverty Rate6.3%

Land & Building

Median Home Price$448K

Climate & Growing

USDA Zone8b
Growing Season224 days
Annual Rainfall42.3 inches
Avg Summer High90.1°F
Avg Winter Low32.2°F
Top CropsHay, Wheat, Corn

Natural Disaster Risk

Drought4/10
Wildfire9/10
Tornado10/10
Flood10/10

Healthcare

Nearest HospitalMedical City Mckinney (4.1 mi)
Emergency RoomYes
Healthcare Facilities31

Infrastructure & Community

Broadband Coverage97.6%

Business & Employment

Unemployment Rate3.9%
Ag EconomyModerate

Homesteading in Collin County: FAQ

What is the growing season like in Collin County?
Collin County is in USDA hardiness zone 8b with a 224-day growing season, average summer highs of 90.1°F, and average winter lows of 32.2°F. The established crops are hay, wheat, corn.
How affordable is land and property here?
The median home price is $448,000 and the effective property tax rate is 1.66%. County-level per-acre prices aren't published, so compare current local listings for raw land.
Is broadband internet available?
Broadband reaches 97.6% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Medical City Mckinney is 4.1 miles away and includes an emergency room; there are 31 hospitals in the county.

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Nearby counties

The closest counties to Collin County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.