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Shelby County

TN · Pop. 922,195 · Urban County

54/100Homestead Score

Shelby County, Tennessee covers 761 square miles with a population of 922,195 and a density of 1211.8 people per square mile, a more developed setting where truly rural parcels are scarcer. The agricultural economy is rated moderate, built on soybeans, cotton, wheat. A median home price of $230,000 and an effective property tax rate of 1.03% set the cost of entry. The climate sits in USDA hardiness zone 8a with a 218-day growing season, average summer highs of 89.8°F and average winter lows of 31.4°F. Annual rainfall averages 54.9 inches, generally adequate for the region's crops and pasture. Methodist North Hospital is 3.4 miles away and includes an emergency room. Broadband reaches 99.3% of homes. On the hazard side, flood risk is very high, tornado risk is very high, wildfire risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 1.03%
Growing Season: 218 days
Broadband: 99.3%
Density: 1211.8/sq mi

Pros

  • A long 218-day growing season in USDA zone 8a supports a wide range of crops and multiple plantings.
  • Broadband reaches 99.3% of homes, making remote work and online farm sales realistic.
  • Methodist North Hospital, with an emergency room, is just 3.4 miles away — strong local healthcare access.
  • Annual rainfall of 54.9 inches supports rain-fed gardens and pasture in most years.

Cons

  • Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.
  • At 1211.8 people per square mile, this is a developed area where finding truly rural acreage is harder and pricier.

At a glance

Shelby County, TN is a mixed homesteading prospect — weigh the tradeoffs.

Homestead score
54/100
Median home price
$230k
Property tax
1.03%
Growing season
218 days (zone 8a)
Annual rainfall
54.9"
Broadband
99.3%
Nearest hospital
Methodist North Hospital, 3.4 mi

Taxes & Cost of Living

Property Tax Rate1.03%
Median Household Income$62,337
Poverty Rate17.5%

Land & Building

Median Home Price$230K

Climate & Growing

USDA Zone8a
Growing Season218 days
Annual Rainfall54.9 inches
Avg Summer High89.8°F
Avg Winter Low31.4°F
Top CropsSoybeans, Cotton, Wheat

Natural Disaster Risk

Drought4/10
Wildfire8/10
Tornado10/10
Flood10/10

Healthcare

Nearest HospitalMethodist North Hospital (3.4 mi)
Emergency RoomYes
Healthcare Facilities21

Infrastructure & Community

Broadband Coverage99.3%

Business & Employment

Unemployment Rate4.6%
Ag EconomyModerate

Homesteading in Shelby County: FAQ

What is the growing season like in Shelby County?
Shelby County is in USDA hardiness zone 8a with a 218-day growing season, average summer highs of 89.8°F, and average winter lows of 31.4°F. The established crops are soybeans, cotton, wheat.
How affordable is land and property here?
The median home price is $230,000 and the effective property tax rate is 1.03%. County-level per-acre prices aren't published, so compare current local listings for raw land.
Is broadband internet available?
Broadband reaches 99.3% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Methodist North Hospital is 3.4 miles away and includes an emergency room; there are 21 hospitals in the county.

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Nearby counties

The closest counties to Shelby County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.