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Shelby County

OH · Pop. 48,007 · Mixed County

70/100Homestead Score

Shelby County sits in Ohio across 408 square miles, home to 48,007 people at 117.7 per square mile. The agricultural economy is rated strong, built on soybeans, corn, wheat. A median home price of $190,000 and an effective property tax rate of 1.01% set the cost of entry. The climate sits in USDA hardiness zone 6a with a 166-day growing season, average summer highs of 82.8°F and average winter lows of 19.5°F. Annual rainfall averages 39.7 inches, generally adequate for the region's crops and pasture. Wilson Memorial Hospital is 3.9 miles away and includes an emergency room. Broadband reaches 97.8% of homes. On the hazard side, flood risk is very high, tornado risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 1.01%
Growing Season: 166 days
Broadband: 97.8%
Density: 117.7/sq mi

Pros

  • A median home price of $190,000 makes land and property relatively affordable.
  • Broadband reaches 97.8% of homes, making remote work and online farm sales realistic.
  • Wilson Memorial Hospital, with an emergency room, is just 3.9 miles away — strong local healthcare access.
  • A strong agricultural economy built on soybeans, corn, wheat means local markets, equipment, and know-how are in place.
  • A low poverty rate of 11.1% signals a relatively stable local economy.

Cons

  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.

At a glance

Shelby County, OH is a strong overall fit for homesteading.

Homestead score
70/100
Median home price
$190k
Property tax
1.01%
Growing season
166 days (zone 6a)
Annual rainfall
39.7"
Broadband
97.8%
Nearest hospital
Wilson Memorial Hospital, 3.9 mi

Taxes & Cost of Living

Property Tax Rate1.01%
Median Household Income$72,822
Poverty Rate11.1%

Land & Building

Median Home Price$190K

Climate & Growing

USDA Zone6a
Growing Season166 days
Annual Rainfall39.7 inches
Avg Summer High82.8°F
Avg Winter Low19.5°F
Top CropsSoybeans, Corn, Wheat

Natural Disaster Risk

Drought2/10
Wildfire2/10
Tornado7/10
Flood7/10

Healthcare

Nearest HospitalWilson Memorial Hospital (3.9 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage97.8%

Business & Employment

Unemployment Rate4.2%
Ag EconomyStrong

Homesteading in Shelby County: FAQ

What is the growing season like in Shelby County?
Shelby County is in USDA hardiness zone 6a with a 166-day growing season, average summer highs of 82.8°F, and average winter lows of 19.5°F. The established crops are soybeans, corn, wheat.
How affordable is land and property here?
The median home price is $190,000 and the effective property tax rate is 1.01%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 97.8% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Wilson Memorial Hospital is 3.9 miles away and includes an emergency room; there is 1 hospital in the county.

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Nearby counties

The closest counties to Shelby County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.