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Miami County

OH · Pop. 109,549 · Mixed County

60/100Homestead Score

Miami County is a mixed rural-suburban county in Ohio, spanning 407 square miles with 109,549 residents at a density of 269.2 people per square mile, a more developed setting where truly rural parcels are scarcer. The agricultural economy is rated strong, built on soybeans, corn, hay. The median home price is $209,000, with an effective property tax rate of 1.01%. The climate sits in USDA hardiness zone 6a with a 185-day growing season, average summer highs of 83.3°F and average winter lows of 21.9°F. Annual rainfall averages 39.3 inches, generally adequate for the region's crops and pasture. Kettering Health Network Troy Hospital is 1.2 miles away and includes an emergency room. Broadband reaches 97.8% of homes. On the hazard side, flood risk is very high, tornado risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 1.01%
Growing Season: 185 days
Broadband: 97.8%
Density: 269.2/sq mi

Pros

  • A long 185-day growing season in USDA zone 6a supports a wide range of crops and multiple plantings.
  • Broadband reaches 97.8% of homes, making remote work and online farm sales realistic.
  • Kettering Health Network Troy Hospital, with an emergency room, is just 1.2 miles away — strong local healthcare access.
  • A strong agricultural economy built on soybeans, corn, hay means local markets, equipment, and know-how are in place.
  • A low poverty rate of 8.6% signals a relatively stable local economy.

Cons

  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.
  • At 269.2 people per square mile, this is a developed area where finding truly rural acreage is harder and pricier.

At a glance

Miami County, OH is a solid homesteading option with some tradeoffs.

Homestead score
60/100
Median home price
$209k
Property tax
1.01%
Growing season
185 days (zone 6a)
Annual rainfall
39.3"
Broadband
97.8%
Nearest hospital
Kettering Health Network Troy Hospital, 1.2 mi

Taxes & Cost of Living

Property Tax Rate1.01%
Median Household Income$74,175
Poverty Rate8.6%

Land & Building

Median Home Price$209K

Climate & Growing

USDA Zone6a
Growing Season185 days
Annual Rainfall39.3 inches
Avg Summer High83.3°F
Avg Winter Low21.9°F
Top CropsSoybeans, Corn, Hay

Natural Disaster Risk

Drought4/10
Wildfire3/10
Tornado8/10
Flood8/10

Healthcare

Nearest HospitalKettering Health Network Troy Hospital (1.2 mi)
Emergency RoomYes
Healthcare Facilities2

Infrastructure & Community

Broadband Coverage97.8%

Business & Employment

Unemployment Rate4.4%
Ag EconomyStrong

Homesteading in Miami County: FAQ

What is the growing season like in Miami County?
Miami County is in USDA hardiness zone 6a with a 185-day growing season, average summer highs of 83.3°F, and average winter lows of 21.9°F. The established crops are soybeans, corn, hay.
How affordable is land and property here?
The median home price is $209,000 and the effective property tax rate is 1.01%. County-level per-acre prices aren't published, so compare current local listings for raw land.
Is broadband internet available?
Broadband reaches 97.8% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Kettering Health Network Troy Hospital is 1.2 miles away and includes an emergency room; there are 2 hospitals in the county.

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Nearby counties

The closest counties to Miami County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.