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Caldwell County

NC · Pop. 80,618 · Mixed County

61/100Homestead Score

Caldwell County is a mixed rural-suburban county in North Carolina, spanning 472 square miles with 80,618 residents at a density of 170.8 people per square mile. The agricultural economy is rated weak, built on hay, haylage, soybeans. A median home price of $174,000 and an effective property tax rate of 0.64% set the cost of entry. The climate sits in USDA hardiness zone 7b with a 196-day growing season, average summer highs of 86.8°F and average winter lows of 27.6°F. Annual rainfall averages 49.2 inches, and with drought risk rated high, water storage and irrigation planning matter. Caldwell Memorial Hospital, Inc is 4.1 miles away and includes an emergency room. Broadband reaches 95.1% of homes. On the hazard side, flood risk is very high, tornado risk is very high, wildfire risk is high, drought risk is high, so plan infrastructure and insurance accordingly.

Property Tax: 0.64%
Growing Season: 196 days
Broadband: 95.1%
Density: 170.8/sq mi

Pros

  • A long 196-day growing season in USDA zone 7b supports a wide range of crops and multiple plantings.
  • A low effective property tax rate of 0.64% holds annual carrying costs down.
  • A median home price of $174,000 makes land and property relatively affordable.
  • Broadband reaches 95.1% of homes, making remote work and online farm sales realistic.
  • Caldwell Memorial Hospital, Inc, with an emergency room, is just 4.1 miles away — strong local healthcare access.

Cons

  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.
  • The agricultural economy is rated weak, so local farm markets, suppliers, and services are limited.

At a glance

Caldwell County, NC is a solid homesteading option with some tradeoffs.

Homestead score
61/100
Median home price
$174k
Property tax
0.64%
Growing season
196 days (zone 7b)
Annual rainfall
49.2"
Broadband
95.1%
Nearest hospital
Caldwell Memorial Hospital, Inc, 4.1 mi

Taxes & Cost of Living

Property Tax Rate0.64%
Median Household Income$55,401
Poverty Rate12.7%

Land & Building

Median Home Price$174K

Climate & Growing

USDA Zone7b
Growing Season196 days
Annual Rainfall49.2 inches
Avg Summer High86.8°F
Avg Winter Low27.6°F
Top CropsHay, Haylage, Soybeans

Natural Disaster Risk

Drought6/10
Wildfire6/10
Tornado7/10
Flood8/10

Healthcare

Nearest HospitalCaldwell Memorial Hospital, Inc (4.1 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage95.1%

Business & Employment

Unemployment Rate3.9%
Ag EconomyWeak

Homesteading in Caldwell County: FAQ

What is the growing season like in Caldwell County?
Caldwell County is in USDA hardiness zone 7b with a 196-day growing season, average summer highs of 86.8°F, and average winter lows of 27.6°F. The established crops are hay, haylage, soybeans.
How affordable is land and property here?
The median home price is $174,000 and the effective property tax rate is 0.64%. County-level per-acre prices aren't published, so compare current local listings for raw land.
Is broadband internet available?
Broadband reaches 95.1% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Caldwell Memorial Hospital, Inc is 4.1 miles away and includes an emergency room; there is 1 hospital in the county.

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Nearby counties

The closest counties to Caldwell County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.