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Somerset County

NJ · Pop. 346,203 · Urban County

9/100Homestead Score

Somerset County, New Jersey covers 302 square miles with a population of 346,203 and a density of 1146.4 people per square mile, a more developed setting where truly rural parcels are scarcer. The agricultural economy is rated weak, built on hay, soybeans, haylage. A median home price of $524,000 and an effective property tax rate of 1.91% set the cost of entry. The climate sits in USDA hardiness zone 7a with a 166-day growing season, average summer highs of 82.7°F and average winter lows of 20.3°F. Annual rainfall averages 46.6 inches, and with drought risk rated high, water storage and irrigation planning matter. Robert Wood Johnson University Hospital Somerset is 1.3 miles away and includes an emergency room. Broadband reaches 98.8% of homes. On the hazard side, flood risk is very high, tornado risk is very high, drought risk is high, so plan infrastructure and insurance accordingly.

Property Tax: 1.91%
Growing Season: 166 days
Broadband: 98.8%
Density: 1146.4/sq mi

Pros

  • Broadband reaches 98.8% of homes, making remote work and online farm sales realistic.
  • Robert Wood Johnson University Hospital Somerset, with an emergency room, is just 1.3 miles away — strong local healthcare access.
  • A low poverty rate of 5.5% signals a relatively stable local economy.

Cons

  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.
  • An effective property tax rate of 1.91% is on the higher side and adds to annual carrying costs.
  • A median home price of $524,000 raises the cost of entry relative to more affordable rural markets.
  • The agricultural economy is rated weak, so local farm markets, suppliers, and services are limited.

At a glance

Somerset County, NJ is a challenging place to homestead on the data.

Homestead score
9/100
Median home price
$524k
Property tax
1.91%
Growing season
166 days (zone 7a)
Annual rainfall
46.6"
Broadband
98.8%
Nearest hospital
Robert Wood Johnson University Hospital Somerset, 1.3 mi

Taxes & Cost of Living

Property Tax Rate1.91%
Median Household Income$135,960
Poverty Rate5.5%

Land & Building

Median Home Price$524K

Climate & Growing

USDA Zone7a
Growing Season166 days
Annual Rainfall46.6 inches
Avg Summer High82.7°F
Avg Winter Low20.3°F
Top CropsHay, Soybeans, Haylage

Natural Disaster Risk

Drought6/10
Wildfire4/10
Tornado8/10
Flood10/10

Healthcare

Nearest HospitalRobert Wood Johnson University Hospital Somerset (1.3 mi)
Emergency RoomYes
Healthcare Facilities4

Infrastructure & Community

Broadband Coverage98.8%

Business & Employment

Unemployment Rate4.5%
Ag EconomyWeak

Homesteading in Somerset County: FAQ

What is the growing season like in Somerset County?
Somerset County is in USDA hardiness zone 7a with a 166-day growing season, average summer highs of 82.7°F, and average winter lows of 20.3°F. The established crops are hay, soybeans, haylage.
How affordable is land and property here?
The median home price is $524,000 and the effective property tax rate is 1.91%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 98.8% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Robert Wood Johnson University Hospital Somerset is 1.3 miles away and includes an emergency room; there are 4 hospitals in the county.

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Nearby counties

The closest counties to Somerset County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.