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Monmouth County

NJ · Pop. 643,615 · Urban County

2/100Homestead Score

Monmouth County sits in New Jersey across 468 square miles, home to 643,615 people at 1375.2 per square mile, a more developed setting where truly rural parcels are scarcer. The agricultural economy is rated weak, built on soybeans, hay, corn. A median home price of $567,000 and an effective property tax rate of 1.77% set the cost of entry. The climate sits in USDA hardiness zone 7a with a 191-day growing season, average summer highs of 83.2°F and average winter lows of 24.8°F. Annual rainfall averages 46.9 inches, and with drought risk rated very high, water storage and irrigation planning matter. Riverview Medical Center is 6.6 miles away and includes an emergency room. Broadband reaches 98.3% of homes. On the hazard side, flood risk is very high, tornado risk is high, wildfire risk is very high, drought risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 1.77%
Growing Season: 191 days
Broadband: 98.3%
Density: 1375.2/sq mi

Pros

  • A long 191-day growing season in USDA zone 7a supports a wide range of crops and multiple plantings.
  • Broadband reaches 98.3% of homes, making remote work and online farm sales realistic.
  • Riverview Medical Center, with an emergency room, is just 6.6 miles away — strong local healthcare access.
  • A low poverty rate of 6.4% signals a relatively stable local economy.

Cons

  • Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.
  • Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
  • An effective property tax rate of 1.77% is on the higher side and adds to annual carrying costs.
  • A median home price of $567,000 raises the cost of entry relative to more affordable rural markets.

At a glance

Monmouth County, NJ is a challenging place to homestead on the data.

Homestead score
2/100
Median home price
$567k
Property tax
1.77%
Growing season
191 days (zone 7a)
Annual rainfall
46.9"
Broadband
98.3%
Nearest hospital
Riverview Medical Center, 6.6 mi

Taxes & Cost of Living

Property Tax Rate1.77%
Median Household Income$122,727
Poverty Rate6.4%

Land & Building

Median Home Price$567K

Climate & Growing

USDA Zone7a
Growing Season191 days
Annual Rainfall46.9 inches
Avg Summer High83.2°F
Avg Winter Low24.8°F
Top CropsSoybeans, Hay, Corn

Natural Disaster Risk

Drought8/10
Wildfire9/10
Tornado6/10
Flood10/10

Healthcare

Nearest HospitalRiverview Medical Center (6.6 mi)
Emergency RoomYes
Healthcare Facilities8

Infrastructure & Community

Broadband Coverage98.3%

Business & Employment

Unemployment Rate4.7%
Ag EconomyWeak

Homesteading in Monmouth County: FAQ

What is the growing season like in Monmouth County?
Monmouth County is in USDA hardiness zone 7a with a 191-day growing season, average summer highs of 83.2°F, and average winter lows of 24.8°F. The established crops are soybeans, hay, corn.
How affordable is land and property here?
The median home price is $567,000 and the effective property tax rate is 1.77%. County-level per-acre prices aren't published, so compare current local listings for raw land.
Is broadband internet available?
Broadband reaches 98.3% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Riverview Medical Center is 6.6 miles away and includes an emergency room; there are 8 hospitals in the county.

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Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.