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Lake County

MT · Pop. 32,073 · Rural County

35/100Homestead Score

Lake County sits in Montana across 1,490 square miles, home to 32,073 people at 21.5 per square mile, so rural land and genuine privacy are available. The agricultural economy is rated strong, built on hay, wheat, haylage. The median home price is $369,000, with an effective property tax rate of 0.66%. The climate sits in USDA hardiness zone 6a with a 143-day growing season, average summer highs of 78.8°F and average winter lows of 21.3°F. Annual rainfall averages 15.7 inches, generally adequate for the region's crops and pasture. Providence St. Joseph Medical Center is 4.6 miles away and includes an emergency room. Broadband reaches 68.7% of homes. On the hazard side, flood risk is high, wildfire risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 0.66%
Growing Season: 143 days
Broadband: 68.7%
Density: 21.5/sq mi

Pros

  • A low effective property tax rate of 0.66% holds annual carrying costs down.
  • Providence St. Joseph Medical Center, with an emergency room, is just 4.6 miles away — strong local healthcare access.
  • A strong agricultural economy built on hay, wheat, haylage means local markets, equipment, and know-how are in place.
  • At 21.5 people per square mile, land is available with genuine space and privacy.
  • A low unemployment rate of 4% reflects a stable local job base.

Cons

  • Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
  • A 143-day growing season limits crop diversity and calls for season-extension tools.
  • Annual rainfall of just 15.7 inches means irrigation and water storage are core requirements.
  • A median home price of $369,000 raises the cost of entry relative to more affordable rural markets.
  • Broadband reaches only 68.7% of homes, a real gap for remote work or online sales.

At a glance

Lake County, MT is a challenging place to homestead on the data.

Homestead score
35/100
Median home price
$369k
Property tax
0.66%
Growing season
143 days (zone 6a)
Annual rainfall
15.7"
Broadband
68.7%
Nearest hospital
Providence St. Joseph Medical Center, 4.6 mi

Taxes & Cost of Living

Property Tax Rate0.66%
Median Household Income$61,965
Poverty Rate17.7%

Land & Building

Median Home Price$369K

Climate & Growing

USDA Zone6a
Growing Season143 days
Annual Rainfall15.7 inches
Avg Summer High78.8°F
Avg Winter Low21.3°F
Top CropsHay, Wheat, Haylage

Natural Disaster Risk

Drought3/10
Wildfire10/10
Tornado1/10
Flood6/10

Healthcare

Nearest HospitalProvidence St. Joseph Medical Center (4.6 mi)
Emergency RoomYes
Healthcare Facilities2

Infrastructure & Community

Broadband Coverage68.7%

Business & Employment

Unemployment Rate4%
Ag EconomyStrong

Homesteading in Lake County: FAQ

What is the growing season like in Lake County?
Lake County is in USDA hardiness zone 6a with a 143-day growing season, average summer highs of 78.8°F, and average winter lows of 21.3°F. The established crops are hay, wheat, haylage.
How affordable is land and property here?
The median home price is $369,000 and the effective property tax rate is 0.66%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 68.7% of homes, so verify service at a specific parcel before purchasing.
How close is healthcare?
Providence St. Joseph Medical Center is 4.6 miles away and includes an emergency room; there are 2 hospitals in the county.

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Nearby counties

The closest counties to Lake County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.