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Flathead County

MT · Pop. 108,445 · Rural County

37/100Homestead Score

Flathead County sits in Montana across 5,087 square miles, home to 108,445 people at 21.3 per square mile, so rural land and genuine privacy are available. The agricultural economy is rated moderate, built on hay, wheat, canola. A median home price of $468,000 and an effective property tax rate of 0.61% set the cost of entry. The climate sits in USDA hardiness zone 5b with a 138-day growing season, average summer highs of 78.4°F and average winter lows of 19.1°F. Annual rainfall averages 32.9 inches, generally adequate for the region's crops and pasture. Kalispell Regional Medical Center - Logan Health Medical Center is 13.7 miles away and includes an emergency room. Broadband reaches 83.1% of homes. On the hazard side, flood risk is very high, wildfire risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 0.61%
Growing Season: 138 days
Broadband: 83.1%
Density: 21.3/sq mi

Pros

  • A low effective property tax rate of 0.61% holds annual carrying costs down.
  • At 21.3 people per square mile, land is available with genuine space and privacy.
  • A low unemployment rate of 3.5% reflects a stable local job base.
  • A low poverty rate of 9.6% signals a relatively stable local economy.

Cons

  • Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.
  • A 138-day growing season limits crop diversity and calls for season-extension tools.
  • A median home price of $468,000 raises the cost of entry relative to more affordable rural markets.

At a glance

Flathead County, MT is a challenging place to homestead on the data.

Homestead score
37/100
Median home price
$468k
Property tax
0.61%
Growing season
138 days (zone 5b)
Annual rainfall
32.9"
Broadband
83.1%
Nearest hospital
Kalispell Regional Medical Center - Logan Health Medical Center, 13.7 mi

Taxes & Cost of Living

Property Tax Rate0.61%
Median Household Income$71,327
Poverty Rate9.6%

Land & Building

Median Home Price$468K

Climate & Growing

USDA Zone5b
Growing Season138 days
Annual Rainfall32.9 inches
Avg Summer High78.4°F
Avg Winter Low19.1°F
Top CropsHay, Wheat, Canola

Natural Disaster Risk

Drought3/10
Wildfire10/10
Tornado1/10
Flood8/10

Healthcare

Nearest HospitalKalispell Regional Medical Center - Logan Health Medical Center (13.7 mi)
Emergency RoomYes
Healthcare Facilities2

Infrastructure & Community

Broadband Coverage83.1%

Business & Employment

Unemployment Rate3.5%
Ag EconomyModerate

Homesteading in Flathead County: FAQ

What is the growing season like in Flathead County?
Flathead County is in USDA hardiness zone 5b with a 138-day growing season, average summer highs of 78.4°F, and average winter lows of 19.1°F. The established crops are hay, wheat, canola.
How affordable is land and property here?
The median home price is $468,000 and the effective property tax rate is 0.61%. County-level per-acre prices aren't published, so compare current local listings for raw land.
Is broadband internet available?
Broadband reaches 83.1% of homes, so verify service at a specific parcel before purchasing.
How close is healthcare?
Kalispell Regional Medical Center - Logan Health Medical Center is 13.7 miles away and includes an emergency room; there are 2 hospitals in the county.

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Nearby counties

The closest counties to Flathead County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.