Hubbard County
MN · Pop. 21,700 · Rural County
Hubbard County, Minnesota covers 926 square miles with a population of 21,700 and a density of 23.4 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated moderate, built on corn, hay, beans. The median home price is $256,000, with an effective property tax rate of 0.82%. The climate sits in USDA hardiness zone 3b with a 124-day growing season, average summer highs of 77.1°F and average winter lows of 0°F. Annual rainfall averages 26.2 inches, and with drought risk rated very high, water storage and irrigation planning matter. St. Josephs Area Hlth Services is 14.3 miles away and includes an emergency room. Broadband reaches 97.6% of homes. On the hazard side, flood risk is high, wildfire risk is very high, drought risk is very high, so plan infrastructure and insurance accordingly.
Pros
- A low effective property tax rate of 0.82% holds annual carrying costs down.
- Broadband reaches 97.6% of homes, making remote work and online farm sales realistic.
- At 23.4 people per square mile, land is available with genuine space and privacy.
- A low poverty rate of 9.7% signals a relatively stable local economy.
Cons
- Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
- Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
- A 124-day growing season limits crop diversity and calls for season-extension tools.
- Average winter lows of 0°F demand serious cold-weather infrastructure for livestock and water systems.
At a glance
Hubbard County, MN is a challenging place to homestead on the data.
- Homestead score
- 37/100
- Median home price
- $256k
- Property tax
- 0.82%
- Growing season
- 124 days (zone 3b)
- Annual rainfall
- 26.2"
- Broadband
- 97.6%
- Nearest hospital
- St. Josephs Area Hlth Services, 14.3 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Hubbard County: FAQ
- What is the growing season like in Hubbard County?
- Hubbard County is in USDA hardiness zone 3b with a 124-day growing season, average summer highs of 77.1°F, and average winter lows of 0°F. The established crops are corn, hay, beans.
- How affordable is land and property here?
- The median home price is $256,000 and the effective property tax rate is 0.82%. There's no published county per-acre figure, so use recent comparable sales to gauge raw-land value.
- Is broadband internet available?
- Broadband reaches 97.6% of homes, strong coverage that supports remote work for most parcels.
- How close is healthcare?
- St. Josephs Area Hlth Services is 14.3 miles away and includes an emergency room; there is 1 hospital in the county.
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Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.