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Beltrami County

MN · Pop. 46,421 · Rural County

43/100Homestead Score

Beltrami County is a rural county in Minnesota, spanning 2,505 square miles with 46,421 residents at a density of 18.5 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated moderate, built on hay, wheat, soybeans. A median home price of $222,000 and an effective property tax rate of 1% set the cost of entry. The climate sits in USDA hardiness zone 3b with a 132-day growing season, average summer highs of 77.5°F and average winter lows of -1°F. Annual rainfall averages 24.5 inches, and with drought risk rated high, water storage and irrigation planning matter. Red Lake Hospital is 1.1 miles away and includes an emergency room. Broadband reaches 99.8% of homes. On the hazard side, flood risk is very high, tornado risk is high, wildfire risk is very high, drought risk is high, so plan infrastructure and insurance accordingly.

Property Tax: 1%
Growing Season: 132 days
Broadband: 99.8%
Density: 18.5/sq mi

Pros

  • Broadband reaches 99.8% of homes, making remote work and online farm sales realistic.
  • Red Lake Hospital, with an emergency room, is just 1.1 miles away — strong local healthcare access.
  • At 18.5 people per square mile, land is available with genuine space and privacy.

Cons

  • Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.
  • A 132-day growing season limits crop diversity and calls for season-extension tools.
  • Average winter lows of -1°F demand serious cold-weather infrastructure for livestock and water systems.

At a glance

Beltrami County, MN is a mixed homesteading prospect — weigh the tradeoffs.

Homestead score
43/100
Median home price
$222k
Property tax
1%
Growing season
132 days (zone 3b)
Annual rainfall
24.5"
Broadband
99.8%
Nearest hospital
Red Lake Hospital, 1.1 mi

Taxes & Cost of Living

Property Tax Rate1%
Median Household Income$67,257
Poverty Rate16%

Land & Building

Median Home Price$222K

Climate & Growing

USDA Zone3b
Growing Season132 days
Annual Rainfall24.5 inches
Avg Summer High77.5°F
Avg Winter Low-1°F
Top CropsHay, Wheat, Soybeans

Natural Disaster Risk

Drought6/10
Wildfire9/10
Tornado5/10
Flood8/10

Healthcare

Nearest HospitalRed Lake Hospital (1.1 mi)
Emergency RoomYes
Healthcare Facilities3

Infrastructure & Community

Broadband Coverage99.8%

Business & Employment

Unemployment Rate5.1%
Ag EconomyModerate

Homesteading in Beltrami County: FAQ

What is the growing season like in Beltrami County?
Beltrami County is in USDA hardiness zone 3b with a 132-day growing season, average summer highs of 77.5°F, and average winter lows of -1°F. The established crops are hay, wheat, soybeans.
How affordable is land and property here?
The median home price is $222,000 and the effective property tax rate is 1%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 99.8% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Red Lake Hospital is 1.1 miles away and includes an emergency room; there are 3 hospitals in the county.

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Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.