Beltrami County
MN · Pop. 46,421 · Rural County
Beltrami County is a rural county in Minnesota, spanning 2,505 square miles with 46,421 residents at a density of 18.5 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated moderate, built on hay, wheat, soybeans. A median home price of $222,000 and an effective property tax rate of 1% set the cost of entry. The climate sits in USDA hardiness zone 3b with a 132-day growing season, average summer highs of 77.5°F and average winter lows of -1°F. Annual rainfall averages 24.5 inches, and with drought risk rated high, water storage and irrigation planning matter. Red Lake Hospital is 1.1 miles away and includes an emergency room. Broadband reaches 99.8% of homes. On the hazard side, flood risk is very high, tornado risk is high, wildfire risk is very high, drought risk is high, so plan infrastructure and insurance accordingly.
Pros
- Broadband reaches 99.8% of homes, making remote work and online farm sales realistic.
- Red Lake Hospital, with an emergency room, is just 1.1 miles away — strong local healthcare access.
- At 18.5 people per square mile, land is available with genuine space and privacy.
Cons
- Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
- Flood risk is very high, so careful parcel siting and flood insurance are essential.
- A 132-day growing season limits crop diversity and calls for season-extension tools.
- Average winter lows of -1°F demand serious cold-weather infrastructure for livestock and water systems.
At a glance
Beltrami County, MN is a mixed homesteading prospect — weigh the tradeoffs.
- Homestead score
- 43/100
- Median home price
- $222k
- Property tax
- 1%
- Growing season
- 132 days (zone 3b)
- Annual rainfall
- 24.5"
- Broadband
- 99.8%
- Nearest hospital
- Red Lake Hospital, 1.1 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Beltrami County: FAQ
- What is the growing season like in Beltrami County?
- Beltrami County is in USDA hardiness zone 3b with a 132-day growing season, average summer highs of 77.5°F, and average winter lows of -1°F. The established crops are hay, wheat, soybeans.
- How affordable is land and property here?
- The median home price is $222,000 and the effective property tax rate is 1%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
- Is broadband internet available?
- Broadband reaches 99.8% of homes, strong coverage that supports remote work for most parcels.
- How close is healthcare?
- Red Lake Hospital is 1.1 miles away and includes an emergency room; there are 3 hospitals in the county.
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Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.