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Cottonwood County

MN · Pop. 11,458 · Rural County

64/100Homestead Score

Cottonwood County, Minnesota covers 640 square miles with a population of 11,458 and a density of 17.9 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated strong, built on corn, soybeans, hay. A median home price of $154,000 and an effective property tax rate of 1.13% set the cost of entry. The climate sits in USDA hardiness zone 5a with a 153-day growing season, average summer highs of 83°F and average winter lows of 10.1°F. Annual rainfall averages 30.6 inches, and with drought risk rated very high, water storage and irrigation planning matter. Windom Area Health is 9.7 miles away and includes an emergency room. Broadband reaches 99.4% of homes. On the hazard side, tornado risk is high, drought risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 1.13%
Growing Season: 153 days
Broadband: 99.4%
Density: 17.9/sq mi

Pros

  • A median home price of $154,000 makes land and property relatively affordable.
  • Broadband reaches 99.4% of homes, making remote work and online farm sales realistic.
  • Windom Area Health, with an emergency room, is just 9.7 miles away — strong local healthcare access.
  • A strong agricultural economy built on corn, soybeans, hay means local markets, equipment, and know-how are in place.
  • At 17.9 people per square mile, land is available with genuine space and privacy.

Cons

  • Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
  • A 153-day growing season limits crop diversity and calls for season-extension tools.
  • Average winter lows of 10.1°F demand serious cold-weather infrastructure for livestock and water systems.

At a glance

Cottonwood County, MN is a solid homesteading option with some tradeoffs.

Homestead score
64/100
Median home price
$154k
Property tax
1.13%
Growing season
153 days (zone 5a)
Annual rainfall
30.6"
Broadband
99.4%
Nearest hospital
Windom Area Health, 9.7 mi

Taxes & Cost of Living

Property Tax Rate1.13%
Median Household Income$68,239
Poverty Rate14.2%

Land & Building

Median Home Price$154K

Climate & Growing

USDA Zone5a
Growing Season153 days
Annual Rainfall30.6 inches
Avg Summer High83°F
Avg Winter Low10.1°F
Top CropsCorn, Soybeans, Hay

Natural Disaster Risk

Drought7/10
Wildfire4/10
Tornado5/10
Flood4/10

Healthcare

Nearest HospitalWindom Area Health (9.7 mi)
Emergency RoomYes
Healthcare Facilities2

Infrastructure & Community

Broadband Coverage99.4%

Business & Employment

Unemployment Rate4.7%
Ag EconomyStrong

Homesteading in Cottonwood County: FAQ

What is the growing season like in Cottonwood County?
Cottonwood County is in USDA hardiness zone 5a with a 153-day growing season, average summer highs of 83°F, and average winter lows of 10.1°F. The established crops are corn, soybeans, hay.
How affordable is land and property here?
The median home price is $154,000 and the effective property tax rate is 1.13%. County-level per-acre prices aren't published, so compare current local listings for raw land.
Is broadband internet available?
Broadband reaches 99.4% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Windom Area Health is 9.7 miles away and includes an emergency room; there are 2 hospitals in the county.

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Nearby counties

The closest counties to Cottonwood County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.