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Somerset County

MD · Pop. 24,685 · Suburban County

47/100Homestead Score

Somerset County, Maryland covers 320 square miles with a population of 24,685 and a density of 77.1 people per square mile. The agricultural economy is rated moderate, built on soybeans, corn, wheat. The median home price is $164,000, with an effective property tax rate of 0.98%. The climate sits in USDA hardiness zone 8a with a 170-day growing season, average summer highs of 87.6°F and average winter lows of 26.4°F. Annual rainfall averages 44.8 inches, and with drought risk rated very high, water storage and irrigation planning matter. Tidalhealth Peninsula Regional, Inc is 24.2 miles away, though without an in-county emergency room. Broadband reaches 93% of homes. On the hazard side, wildfire risk is very high, drought risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 0.98%
Growing Season: 170 days
Broadband: 93%
Density: 77.1/sq mi

Pros

  • A median home price of $164,000 makes land and property relatively affordable.
  • Broadband reaches 93% of homes, making remote work and online farm sales realistic.
  • A median household income of $52,462 anchors the local economy.

Cons

  • Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
  • Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
  • The nearest hospital, Tidalhealth Peninsula Regional, Inc, is 24.2 miles away, a real consideration for medical needs.
  • A poverty rate of 20.1% reflects a constrained local economy with limited off-farm income options.

At a glance

Somerset County, MD is a mixed homesteading prospect — weigh the tradeoffs.

Homestead score
47/100
Median home price
$164k
Property tax
0.98%
Growing season
170 days (zone 8a)
Annual rainfall
44.8"
Broadband
93%
Nearest hospital
Tidalhealth Peninsula Regional, Inc, 24.2 mi

Taxes & Cost of Living

Property Tax Rate0.98%
Median Household Income$52,462
Poverty Rate20.1%

Land & Building

Median Home Price$164K

Climate & Growing

USDA Zone8a
Growing Season170 days
Annual Rainfall44.8 inches
Avg Summer High87.6°F
Avg Winter Low26.4°F
Top CropsSoybeans, Corn, Wheat

Natural Disaster Risk

Drought7/10
Wildfire9/10
Tornado2/10
Flood3/10

Healthcare

Nearest HospitalTidalhealth Peninsula Regional, Inc (24.2 mi)
Emergency RoomNo
Healthcare Facilities0

Infrastructure & Community

Broadband Coverage93%

Business & Employment

Unemployment Rate4.8%
Ag EconomyModerate

Homesteading in Somerset County: FAQ

What is the growing season like in Somerset County?
Somerset County is in USDA hardiness zone 8a with a 170-day growing season, average summer highs of 87.6°F, and average winter lows of 26.4°F. The established crops are soybeans, corn, wheat.
How affordable is land and property here?
The median home price is $164,000 and the effective property tax rate is 0.98%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 93% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Tidalhealth Peninsula Regional, Inc is 24.2 miles away, without an in-county emergency room.

Explore Maryland Resources

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Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.