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Calvert County

MD · Pop. 93,791 · Mixed County

46/100Homestead Score

Calvert County, Maryland covers 213 square miles with a population of 93,791 and a density of 440.3 people per square mile, a more developed setting where truly rural parcels are scarcer. The agricultural economy is rated weak, built on soybeans, wheat, corn. The median home price is $440,000, with an effective property tax rate of 0.88%. The climate sits in USDA hardiness zone 7b with a 184-day growing season, average summer highs of 84°F and average winter lows of 26°F. Annual rainfall averages 45.8 inches, and with drought risk rated very high, water storage and irrigation planning matter. Calverthealth Medical Center is 4.4 miles away and includes an emergency room. Broadband reaches 98.4% of homes. On the hazard side, wildfire risk is high, drought risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 0.88%
Growing Season: 184 days
Broadband: 98.4%
Density: 440.3/sq mi

Pros

  • A low effective property tax rate of 0.88% holds annual carrying costs down.
  • Broadband reaches 98.4% of homes, making remote work and online farm sales realistic.
  • Calverthealth Medical Center, with an emergency room, is just 4.4 miles away — strong local healthcare access.
  • A low unemployment rate of 3.5% reflects a stable local job base.
  • A low poverty rate of 4% signals a relatively stable local economy.

Cons

  • Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
  • A median home price of $440,000 raises the cost of entry relative to more affordable rural markets.
  • The agricultural economy is rated weak, so local farm markets, suppliers, and services are limited.
  • At 440.3 people per square mile, this is a developed area where finding truly rural acreage is harder and pricier.

At a glance

Calvert County, MD is a mixed homesteading prospect — weigh the tradeoffs.

Homestead score
46/100
Median home price
$440k
Property tax
0.88%
Growing season
184 days (zone 7b)
Annual rainfall
45.8"
Broadband
98.4%
Nearest hospital
Calverthealth Medical Center, 4.4 mi

Taxes & Cost of Living

Property Tax Rate0.88%
Median Household Income$132,059
Poverty Rate4%

Land & Building

Median Home Price$440K

Climate & Growing

USDA Zone7b
Growing Season184 days
Annual Rainfall45.8 inches
Avg Summer High84°F
Avg Winter Low26°F
Top CropsSoybeans, Wheat, Corn

Natural Disaster Risk

Drought7/10
Wildfire6/10
Tornado2/10
Flood3/10

Healthcare

Nearest HospitalCalverthealth Medical Center (4.4 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage98.4%

Business & Employment

Unemployment Rate3.5%
Ag EconomyWeak

Homesteading in Calvert County: FAQ

What is the growing season like in Calvert County?
Calvert County is in USDA hardiness zone 7b with a 184-day growing season, average summer highs of 84°F, and average winter lows of 26°F. The established crops are soybeans, wheat, corn.
How affordable is land and property here?
The median home price is $440,000 and the effective property tax rate is 0.88%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 98.4% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Calverthealth Medical Center is 4.4 miles away and includes an emergency room; there is 1 hospital in the county.

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Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.