Morgan County
KY · Pop. 13,938 · Suburban County
Morgan County is a suburban county in Kentucky, spanning 381 square miles with 13,938 residents at a density of 36.6 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated weak, built on hay, haylage, corn. A median home price of $106,000 and an effective property tax rate of 0.76% set the cost of entry. The climate sits in USDA hardiness zone 6b with a 194-day growing season, average summer highs of 83.7°F and average winter lows of 23.1°F. Annual rainfall averages 44.8 inches, generally adequate for the region's crops and pasture. Morgan County Arh Hospital is 0.4 miles away and includes an emergency room. Broadband reaches 99.4% of homes. On the hazard side, flood risk is high, wildfire risk is very high, so plan infrastructure and insurance accordingly.
Pros
- A long 194-day growing season in USDA zone 6b supports a wide range of crops and multiple plantings.
- A low effective property tax rate of 0.76% holds annual carrying costs down.
- A median home price of $106,000 makes land and property relatively affordable.
- Broadband reaches 99.4% of homes, making remote work and online farm sales realistic.
- Morgan County Arh Hospital, with an emergency room, is just 0.4 miles away — strong local healthcare access.
Cons
- Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
- A poverty rate of 18.2% reflects a constrained local economy with limited off-farm income options.
- The agricultural economy is rated weak, so local farm markets, suppliers, and services are limited.
At a glance
Morgan County, KY is a strong overall fit for homesteading.
- Homestead score
- 100/100
- Median home price
- $106k
- Property tax
- 0.76%
- Growing season
- 194 days (zone 6b)
- Annual rainfall
- 44.8"
- Broadband
- 99.4%
- Nearest hospital
- Morgan County Arh Hospital, 0.4 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Morgan County: FAQ
- What is the growing season like in Morgan County?
- Morgan County is in USDA hardiness zone 6b with a 194-day growing season, average summer highs of 83.7°F, and average winter lows of 23.1°F. The established crops are hay, haylage, corn.
- How affordable is land and property here?
- The median home price is $106,000 and the effective property tax rate is 0.76%. There's no published county per-acre figure, so use recent comparable sales to gauge raw-land value.
- Is broadband internet available?
- Broadband reaches 99.4% of homes, strong coverage that supports remote work for most parcels.
- How close is healthcare?
- Morgan County Arh Hospital is 0.4 miles away and includes an emergency room; there is 1 hospital in the county.
Explore Kentucky Resources
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LandWatch
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AcreTrader
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More counties in Kentucky
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The closest counties to Morgan County by distance, including across state lines.
Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.
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