Floyd County
KY · Pop. 35,342 · Suburban County
Floyd County sits in Kentucky across 393 square miles, home to 35,342 people at 89.9 per square mile. The agricultural economy is rated weak, built on hay, beans, cabbage. A median home price of $93,000 and an effective property tax rate of 0.75% set the cost of entry. The climate sits in USDA hardiness zone 7a with a 187-day growing season, average summer highs of 85.2°F and average winter lows of 25.2°F. Annual rainfall averages 44.6 inches, generally adequate for the region's crops and pasture. Arh Our Lady of the Way is 1.9 miles away and includes an emergency room. Broadband reaches 95.6% of homes. On the hazard side, flood risk is very high, wildfire risk is very high, so plan infrastructure and insurance accordingly.
Pros
- A long 187-day growing season in USDA zone 7a supports a wide range of crops and multiple plantings.
- A low effective property tax rate of 0.75% holds annual carrying costs down.
- A median home price of $93,000 makes land and property relatively affordable.
- Broadband reaches 95.6% of homes, making remote work and online farm sales realistic.
- Arh Our Lady of the Way, with an emergency room, is just 1.9 miles away — strong local healthcare access.
Cons
- Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
- Flood risk is very high, so careful parcel siting and flood insurance are essential.
- A poverty rate of 26.6% reflects a constrained local economy with limited off-farm income options.
- The agricultural economy is rated weak, so local farm markets, suppliers, and services are limited.
At a glance
Floyd County, KY is a strong overall fit for homesteading.
- Homestead score
- 88/100
- Median home price
- $93k
- Property tax
- 0.75%
- Growing season
- 187 days (zone 7a)
- Annual rainfall
- 44.6"
- Broadband
- 95.6%
- Nearest hospital
- Arh Our Lady of the Way, 1.9 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Floyd County: FAQ
- What is the growing season like in Floyd County?
- Floyd County is in USDA hardiness zone 7a with a 187-day growing season, average summer highs of 85.2°F, and average winter lows of 25.2°F. The established crops are hay, beans, cabbage.
- How affordable is land and property here?
- The median home price is $93,000 and the effective property tax rate is 0.75%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
- Is broadband internet available?
- Broadband reaches 95.6% of homes, strong coverage that supports remote work for most parcels.
- How close is healthcare?
- Arh Our Lady of the Way is 1.9 miles away and includes an emergency room; there are 3 hospitals in the county.
Explore Kentucky Resources
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More counties in Kentucky
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Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.
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