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Carroll County

KY · Pop. 10,878 · Suburban County

86/100Homestead Score

Carroll County sits in Kentucky across 129 square miles, home to 10,878 people at 84.3 per square mile. The agricultural economy is rated weak, built on hay, soybeans, haylage. The median home price is $130,000, with an effective property tax rate of 0.76%. The climate sits in USDA hardiness zone 6b with a 192-day growing season, average summer highs of 86.7°F and average winter lows of 26.3°F. Annual rainfall averages 45.8 inches, generally adequate for the region's crops and pasture. Carroll County Memorial Hospital is 2.6 miles away and includes an emergency room. Broadband reaches 78.8% of homes. On the hazard side, flood risk is high, tornado risk is high, so plan infrastructure and insurance accordingly.

Property Tax: 0.76%
Growing Season: 192 days
Broadband: 78.8%
Density: 84.3/sq mi

Pros

  • A long 192-day growing season in USDA zone 6b supports a wide range of crops and multiple plantings.
  • A low effective property tax rate of 0.76% holds annual carrying costs down.
  • A median home price of $130,000 makes land and property relatively affordable.
  • Carroll County Memorial Hospital, with an emergency room, is just 2.6 miles away — strong local healthcare access.
  • Annual rainfall of 45.8 inches supports rain-fed gardens and pasture in most years.

Cons

  • Broadband reaches only 78.8% of homes, a real gap for remote work or online sales.
  • A poverty rate of 18.9% reflects a constrained local economy with limited off-farm income options.
  • The agricultural economy is rated weak, so local farm markets, suppliers, and services are limited.

At a glance

Carroll County, KY is a strong overall fit for homesteading.

Homestead score
86/100
Median home price
$130k
Property tax
0.76%
Growing season
192 days (zone 6b)
Annual rainfall
45.8"
Broadband
78.8%
Nearest hospital
Carroll County Memorial Hospital, 2.6 mi

Taxes & Cost of Living

Property Tax Rate0.76%
Median Household Income$57,753
Poverty Rate18.9%

Land & Building

Median Home Price$130K

Climate & Growing

USDA Zone6b
Growing Season192 days
Annual Rainfall45.8 inches
Avg Summer High86.7°F
Avg Winter Low26.3°F
Top CropsHay, Soybeans, Haylage

Natural Disaster Risk

Drought2/10
Wildfire1/10
Tornado6/10
Flood5/10

Healthcare

Nearest HospitalCarroll County Memorial Hospital (2.6 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage78.8%

Business & Employment

Unemployment Rate4.3%
Ag EconomyWeak

Homesteading in Carroll County: FAQ

What is the growing season like in Carroll County?
Carroll County is in USDA hardiness zone 6b with a 192-day growing season, average summer highs of 86.7°F, and average winter lows of 26.3°F. The established crops are hay, soybeans, haylage.
How affordable is land and property here?
The median home price is $130,000 and the effective property tax rate is 0.76%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 78.8% of homes, so verify service at a specific parcel before purchasing.
How close is healthcare?
Carroll County Memorial Hospital is 2.6 miles away and includes an emergency room; there is 1 hospital in the county.

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Nearby counties

The closest counties to Carroll County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.