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Calloway County

KY · Pop. 37,882 · Suburban County

75/100Homestead Score

Calloway County sits in Kentucky across 385 square miles, home to 37,882 people at 98.4 per square mile. The agricultural economy is rated moderate, built on soybeans, corn, wheat. A median home price of $181,000 and an effective property tax rate of 0.67% set the cost of entry. The climate sits in USDA hardiness zone 7b with a 214-day growing season, average summer highs of 87.9°F and average winter lows of 30.5°F. Annual rainfall averages 55.6 inches, and with drought risk rated very high, water storage and irrigation planning matter. Murray - Calloway County Hospital is 2.2 miles away and includes an emergency room. Broadband reaches 92% of homes. On the hazard side, flood risk is high, tornado risk is very high, drought risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 0.67%
Growing Season: 214 days
Broadband: 92%
Density: 98.4/sq mi

Pros

  • A long 214-day growing season in USDA zone 7b supports a wide range of crops and multiple plantings.
  • A low effective property tax rate of 0.67% holds annual carrying costs down.
  • A median home price of $181,000 makes land and property relatively affordable.
  • Broadband reaches 92% of homes, making remote work and online farm sales realistic.
  • Murray - Calloway County Hospital, with an emergency room, is just 2.2 miles away — strong local healthcare access.

Cons

  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
  • Flood risk is high, so low-lying parcels deserve careful evaluation before purchase.

At a glance

Calloway County, KY is a strong overall fit for homesteading.

Homestead score
75/100
Median home price
$181k
Property tax
0.67%
Growing season
214 days (zone 7b)
Annual rainfall
55.6"
Broadband
92%
Nearest hospital
Murray - Calloway County Hospital, 2.2 mi

Taxes & Cost of Living

Property Tax Rate0.67%
Median Household Income$51,854
Poverty Rate17.2%

Land & Building

Median Home Price$181K

Climate & Growing

USDA Zone7b
Growing Season214 days
Annual Rainfall55.6 inches
Avg Summer High87.9°F
Avg Winter Low30.5°F
Top CropsSoybeans, Corn, Wheat

Natural Disaster Risk

Drought7/10
Wildfire2/10
Tornado8/10
Flood6/10

Healthcare

Nearest HospitalMurray - Calloway County Hospital (2.2 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage92%

Business & Employment

Unemployment Rate5%
Ag EconomyModerate

Homesteading in Calloway County: FAQ

What is the growing season like in Calloway County?
Calloway County is in USDA hardiness zone 7b with a 214-day growing season, average summer highs of 87.9°F, and average winter lows of 30.5°F. The established crops are soybeans, corn, wheat.
How affordable is land and property here?
The median home price is $181,000 and the effective property tax rate is 0.67%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 92% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Murray - Calloway County Hospital is 2.2 miles away and includes an emergency room; there is 1 hospital in the county.

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Nearby counties

The closest counties to Calloway County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.