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Caldwell County

KY · Pop. 12,631 · Suburban County

82/100Homestead Score

Caldwell County, Kentucky covers 345 square miles with a population of 12,631 and a density of 36.6 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated moderate, built on soybeans, corn, wheat. A median home price of $114,000 and an effective property tax rate of 0.52% set the cost of entry. The climate sits in USDA hardiness zone 7a with a 191-day growing season, average summer highs of 88.8°F and average winter lows of 28.1°F. Annual rainfall averages 51.1 inches, and with drought risk rated very high, water storage and irrigation planning matter. Caldwell Medical Center is 3.2 miles away and includes an emergency room. Broadband reaches 73.2% of homes. On the hazard side, tornado risk is very high, drought risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 0.52%
Growing Season: 191 days
Broadband: 73.2%
Density: 36.6/sq mi

Pros

  • A long 191-day growing season in USDA zone 7a supports a wide range of crops and multiple plantings.
  • A low effective property tax rate of 0.52% holds annual carrying costs down.
  • A median home price of $114,000 makes land and property relatively affordable.
  • Caldwell Medical Center, with an emergency room, is just 3.2 miles away — strong local healthcare access.

Cons

  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
  • Broadband reaches only 73.2% of homes, a real gap for remote work or online sales.

At a glance

Caldwell County, KY is a strong overall fit for homesteading.

Homestead score
82/100
Median home price
$114k
Property tax
0.52%
Growing season
191 days (zone 7a)
Annual rainfall
51.1"
Broadband
73.2%
Nearest hospital
Caldwell Medical Center, 3.2 mi

Taxes & Cost of Living

Property Tax Rate0.52%
Median Household Income$57,618
Poverty Rate13.9%

Land & Building

Median Home Price$114K

Climate & Growing

USDA Zone7a
Growing Season191 days
Annual Rainfall51.1 inches
Avg Summer High88.8°F
Avg Winter Low28.1°F
Top CropsSoybeans, Corn, Wheat

Natural Disaster Risk

Drought8/10
Wildfire1/10
Tornado7/10
Flood4/10

Healthcare

Nearest HospitalCaldwell Medical Center (3.2 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage73.2%

Business & Employment

Unemployment Rate4.2%
Ag EconomyModerate

Homesteading in Caldwell County: FAQ

What is the growing season like in Caldwell County?
Caldwell County is in USDA hardiness zone 7a with a 191-day growing season, average summer highs of 88.8°F, and average winter lows of 28.1°F. The established crops are soybeans, corn, wheat.
How affordable is land and property here?
The median home price is $114,000 and the effective property tax rate is 0.52%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 73.2% of homes, so verify service at a specific parcel before purchasing.
How close is healthcare?
Caldwell Medical Center is 3.2 miles away and includes an emergency room; there is 1 hospital in the county.

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Nearby counties

The closest counties to Caldwell County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.