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Morgan County

AL · Pop. 123,742 · Mixed County

64/100Homestead Score

Morgan County sits in Alabama across 580 square miles, home to 123,742 people at 213.3 per square mile, a more developed setting where truly rural parcels are scarcer. The agricultural economy is rated moderate, built on hay, soybeans, wheat. A median home price of $193,000 and an effective property tax rate of 0.35% set the cost of entry. The climate sits in USDA hardiness zone 8a with a 227-day growing season, average summer highs of 86.8°F and average winter lows of 33.6°F. Annual rainfall averages 54.3 inches, and with drought risk rated high, water storage and irrigation planning matter. Decatur Morgan Hospital - Decatur Campus is 11.8 miles away and includes an emergency room. Broadband reaches 94.7% of homes. On the hazard side, flood risk is very high, tornado risk is very high, wildfire risk is high, drought risk is high, so plan infrastructure and insurance accordingly.

Property Tax: 0.35%
Growing Season: 227 days
Broadband: 94.7%
Density: 213.3/sq mi

Pros

  • A long 227-day growing season in USDA zone 8a supports a wide range of crops and multiple plantings.
  • A low effective property tax rate of 0.35% holds annual carrying costs down.
  • A median home price of $193,000 makes land and property relatively affordable.
  • Broadband reaches 94.7% of homes, making remote work and online farm sales realistic.
  • Decatur Morgan Hospital - Decatur Campus, with an emergency room, is just 11.8 miles away — strong local healthcare access.

Cons

  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.
  • At 213.3 people per square mile, this is a developed area where finding truly rural acreage is harder and pricier.

At a glance

Morgan County, AL is a solid homesteading option with some tradeoffs.

Homestead score
64/100
Median home price
$193k
Property tax
0.35%
Growing season
227 days (zone 8a)
Annual rainfall
54.3"
Broadband
94.7%
Nearest hospital
Decatur Morgan Hospital - Decatur Campus, 11.8 mi

Taxes & Cost of Living

Property Tax Rate0.35%
Median Household Income$64,858
Poverty Rate13.6%

Land & Building

Median Home Price$193K

Climate & Growing

USDA Zone8a
Growing Season227 days
Annual Rainfall54.3 inches
Avg Summer High86.8°F
Avg Winter Low33.6°F
Top CropsHay, Soybeans, Wheat

Natural Disaster Risk

Drought5/10
Wildfire5/10
Tornado10/10
Flood9/10

Healthcare

Nearest HospitalDecatur Morgan Hospital - Decatur Campus (11.8 mi)
Emergency RoomYes
Healthcare Facilities3

Infrastructure & Community

Broadband Coverage94.7%

Business & Employment

Unemployment Rate2.3%
Ag EconomyModerate

Homesteading in Morgan County: FAQ

What is the growing season like in Morgan County?
Morgan County is in USDA hardiness zone 8a with a 227-day growing season, average summer highs of 86.8°F, and average winter lows of 33.6°F. The established crops are hay, soybeans, wheat.
How affordable is land and property here?
The median home price is $193,000 and the effective property tax rate is 0.35%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 94.7% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Decatur Morgan Hospital - Decatur Campus is 11.8 miles away and includes an emergency room; there are 3 hospitals in the county.

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Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.