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Cullman County

AL · Pop. 89,463 · Mixed County

65/100Homestead Score

Cullman County sits in Alabama across 735 square miles, home to 89,463 people at 121.7 per square mile. The agricultural economy is rated moderate, built on hay, soybeans, haylage. The median home price is $181,000, with an effective property tax rate of 0.25%. The climate sits in USDA hardiness zone 8a with a 195-day growing season, average summer highs of 90.5°F and average winter lows of 29.7°F. Annual rainfall averages 59.1 inches, and with drought risk rated high, water storage and irrigation planning matter. Cullman Regional Medical Center is 6 miles away and includes an emergency room. Broadband reaches 97.1% of homes. On the hazard side, flood risk is very high, tornado risk is very high, wildfire risk is very high, drought risk is high, so plan infrastructure and insurance accordingly.

Property Tax: 0.25%
Growing Season: 195 days
Broadband: 97.1%
Density: 121.7/sq mi

Pros

  • A long 195-day growing season in USDA zone 8a supports a wide range of crops and multiple plantings.
  • A low effective property tax rate of 0.25% holds annual carrying costs down.
  • A median home price of $181,000 makes land and property relatively affordable.
  • Broadband reaches 97.1% of homes, making remote work and online farm sales realistic.
  • Cullman Regional Medical Center, with an emergency room, is just 6 miles away — strong local healthcare access.

Cons

  • Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.

At a glance

Cullman County, AL is a solid homesteading option with some tradeoffs.

Homestead score
65/100
Median home price
$181k
Property tax
0.25%
Growing season
195 days (zone 8a)
Annual rainfall
59.1"
Broadband
97.1%
Nearest hospital
Cullman Regional Medical Center, 6 mi

Taxes & Cost of Living

Property Tax Rate0.25%
Median Household Income$60,916
Poverty Rate13.9%

Land & Building

Median Home Price$181K

Climate & Growing

USDA Zone8a
Growing Season195 days
Annual Rainfall59.1 inches
Avg Summer High90.5°F
Avg Winter Low29.7°F
Top CropsHay, Soybeans, Haylage

Natural Disaster Risk

Drought6/10
Wildfire7/10
Tornado10/10
Flood9/10

Healthcare

Nearest HospitalCullman Regional Medical Center (6 mi)
Emergency RoomYes
Healthcare Facilities2

Infrastructure & Community

Broadband Coverage97.1%

Business & Employment

Unemployment Rate2.5%
Ag EconomyModerate

Homesteading in Cullman County: FAQ

What is the growing season like in Cullman County?
Cullman County is in USDA hardiness zone 8a with a 195-day growing season, average summer highs of 90.5°F, and average winter lows of 29.7°F. The established crops are hay, soybeans, haylage.
How affordable is land and property here?
The median home price is $181,000 and the effective property tax rate is 0.25%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 97.1% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Cullman Regional Medical Center is 6 miles away and includes an emergency room; there are 2 hospitals in the county.

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Nearby counties

The closest counties to Cullman County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.