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Polk County

TX · Pop. 51,780 · Suburban County

80/100Homestead Score

Polk County is a suburban county in Texas, spanning 1,057 square miles with 51,780 residents at a density of 49 people per square mile. The agricultural economy is rated weak, built on hay, haylage, corn. A median home price of $154,000 and an effective property tax rate of 1.04% set the cost of entry. The climate sits in USDA hardiness zone 9a with a 265-day growing season, average summer highs of 93°F and average winter lows of 41.2°F. Annual rainfall averages 51.5 inches, generally adequate for the region's crops and pasture. CHI St Lukes Health - Memorial Livingston is 7.1 miles away and includes an emergency room. Broadband reaches 91.1% of homes. On the hazard side, flood risk is very high, tornado risk is very high, wildfire risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 1.04%
Growing Season: 265 days
Broadband: 91.1%
Density: 49/sq mi

Pros

  • A long 265-day growing season in USDA zone 9a supports a wide range of crops and multiple plantings.
  • A median home price of $154,000 makes land and property relatively affordable.
  • Broadband reaches 91.1% of homes, making remote work and online farm sales realistic.
  • CHI St Lukes Health - Memorial Livingston, with an emergency room, is just 7.1 miles away — strong local healthcare access.
  • Annual rainfall of 51.5 inches supports rain-fed gardens and pasture in most years.

Cons

  • Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.
  • A poverty rate of 18.1% reflects a constrained local economy with limited off-farm income options.
  • The agricultural economy is rated weak, so local farm markets, suppliers, and services are limited.

At a glance

Polk County, TX is a strong overall fit for homesteading.

Homestead score
80/100
Median home price
$154k
Property tax
1.04%
Growing season
265 days (zone 9a)
Annual rainfall
51.5"
Broadband
91.1%
Nearest hospital
CHI St Lukes Health - Memorial Livingston, 7.1 mi

Taxes & Cost of Living

Property Tax Rate1.04%
Median Household Income$59,066
Poverty Rate18.1%

Land & Building

Median Home Price$154K

Climate & Growing

USDA Zone9a
Growing Season265 days
Annual Rainfall51.5 inches
Avg Summer High93°F
Avg Winter Low41.2°F
Top CropsHay, Haylage, Corn

Natural Disaster Risk

Drought1/10
Wildfire8/10
Tornado9/10
Flood7/10

Healthcare

Nearest HospitalCHI St Lukes Health - Memorial Livingston (7.1 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage91.1%

Business & Employment

Unemployment Rate4.9%
Ag EconomyWeak

Homesteading in Polk County: FAQ

What is the growing season like in Polk County?
Polk County is in USDA hardiness zone 9a with a 265-day growing season, average summer highs of 93°F, and average winter lows of 41.2°F. The established crops are hay, haylage, corn.
How affordable is land and property here?
The median home price is $154,000 and the effective property tax rate is 1.04%. There's no published county per-acre figure, so use recent comparable sales to gauge raw-land value.
Is broadband internet available?
Broadband reaches 91.1% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
CHI St Lukes Health - Memorial Livingston is 7.1 miles away and includes an emergency room; there is 1 hospital in the county.

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Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.