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Panola County

TX · Pop. 22,624 · Suburban County

80/100Homestead Score

Panola County sits in Texas across 811 square miles, home to 22,624 people at 27.9 per square mile, so rural land and genuine privacy are available. The agricultural economy is rated moderate, built on hay, haylage, melons. The median home price is $146,000, with an effective property tax rate of 0.9%. The climate sits in USDA hardiness zone 8b with a 248-day growing season, average summer highs of 92°F and average winter lows of 36.8°F. Annual rainfall averages 51.4 inches, generally adequate for the region's crops and pasture. UT Health East Texas Carthage Hospital is 2.4 miles away and includes an emergency room. Broadband reaches 76.7% of homes. On the hazard side, flood risk is high, tornado risk is very high, wildfire risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 0.9%
Growing Season: 248 days
Broadband: 76.7%
Density: 27.9/sq mi

Pros

  • A long 248-day growing season in USDA zone 8b supports a wide range of crops and multiple plantings.
  • A low effective property tax rate of 0.9% holds annual carrying costs down.
  • A median home price of $146,000 makes land and property relatively affordable.
  • UT Health East Texas Carthage Hospital, with an emergency room, is just 2.4 miles away — strong local healthcare access.
  • Annual rainfall of 51.4 inches supports rain-fed gardens and pasture in most years.

Cons

  • Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Broadband reaches only 76.7% of homes, a real gap for remote work or online sales.

At a glance

Panola County, TX is a strong overall fit for homesteading.

Homestead score
80/100
Median home price
$146k
Property tax
0.9%
Growing season
248 days (zone 8b)
Annual rainfall
51.4"
Broadband
76.7%
Nearest hospital
UT Health East Texas Carthage Hospital, 2.4 mi

Taxes & Cost of Living

Property Tax Rate0.9%
Median Household Income$62,593
Poverty Rate11.9%

Land & Building

Median Home Price$146K

Climate & Growing

USDA Zone8b
Growing Season248 days
Annual Rainfall51.4 inches
Avg Summer High92°F
Avg Winter Low36.8°F
Top CropsHay, Haylage, Melons

Natural Disaster Risk

Drought1/10
Wildfire8/10
Tornado9/10
Flood5/10

Healthcare

Nearest HospitalUT Health East Texas Carthage Hospital (2.4 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage76.7%

Business & Employment

Unemployment Rate5%
Ag EconomyModerate

Homesteading in Panola County: FAQ

What is the growing season like in Panola County?
Panola County is in USDA hardiness zone 8b with a 248-day growing season, average summer highs of 92°F, and average winter lows of 36.8°F. The established crops are hay, haylage, melons.
How affordable is land and property here?
The median home price is $146,000 and the effective property tax rate is 0.9%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 76.7% of homes, so verify service at a specific parcel before purchasing.
How close is healthcare?
UT Health East Texas Carthage Hospital is 2.4 miles away and includes an emergency room; there is 1 hospital in the county.

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Nearby counties

The closest counties to Panola County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.