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Montgomery County

TX · Pop. 654,722 · Urban County

33/100Homestead Score

Montgomery County, Texas covers 1,042 square miles with a population of 654,722 and a density of 628.3 people per square mile, a more developed setting where truly rural parcels are scarcer. The agricultural economy is rated weak, built on hay, haylage, soybeans. The median home price is $318,000, with an effective property tax rate of 1.65%. The climate sits in USDA hardiness zone 9a with a 276-day growing season, average summer highs of 92.8°F and average winter lows of 41.8°F. Annual rainfall averages 48.8 inches, and with drought risk rated very high, water storage and irrigation planning matter. HCA Houston Healthcare Conroe is 2.3 miles away and includes an emergency room. Broadband reaches 97.2% of homes. On the hazard side, flood risk is very high, tornado risk is very high, wildfire risk is very high, drought risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 1.65%
Growing Season: 276 days
Broadband: 97.2%
Density: 628.3/sq mi

Pros

  • A long 276-day growing season in USDA zone 9a supports a wide range of crops and multiple plantings.
  • Broadband reaches 97.2% of homes, making remote work and online farm sales realistic.
  • HCA Houston Healthcare Conroe, with an emergency room, is just 2.3 miles away — strong local healthcare access.
  • A low poverty rate of 9.3% signals a relatively stable local economy.

Cons

  • Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.
  • Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
  • An effective property tax rate of 1.65% is on the higher side and adds to annual carrying costs.

At a glance

Montgomery County, TX is a challenging place to homestead on the data.

Homestead score
33/100
Median home price
$318k
Property tax
1.65%
Growing season
276 days (zone 9a)
Annual rainfall
48.8"
Broadband
97.2%
Nearest hospital
HCA Houston Healthcare Conroe, 2.3 mi

Taxes & Cost of Living

Property Tax Rate1.65%
Median Household Income$97,266
Poverty Rate9.3%

Land & Building

Median Home Price$318K

Climate & Growing

USDA Zone9a
Growing Season276 days
Annual Rainfall48.8 inches
Avg Summer High92.8°F
Avg Winter Low41.8°F
Top CropsHay, Haylage, Soybeans

Natural Disaster Risk

Drought7/10
Wildfire8/10
Tornado10/10
Flood10/10

Healthcare

Nearest HospitalHCA Houston Healthcare Conroe (2.3 mi)
Emergency RoomYes
Healthcare Facilities19

Infrastructure & Community

Broadband Coverage97.2%

Business & Employment

Unemployment Rate4.1%
Ag EconomyWeak

Homesteading in Montgomery County: FAQ

What is the growing season like in Montgomery County?
Montgomery County is in USDA hardiness zone 9a with a 276-day growing season, average summer highs of 92.8°F, and average winter lows of 41.8°F. The established crops are hay, haylage, soybeans.
How affordable is land and property here?
The median home price is $318,000 and the effective property tax rate is 1.65%. There's no published county per-acre figure, so use recent comparable sales to gauge raw-land value.
Is broadband internet available?
Broadband reaches 97.2% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
HCA Houston Healthcare Conroe is 2.3 miles away and includes an emergency room; there are 19 hospitals in the county.

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Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.