McCulloch County
TX · Pop. 7,565 · Rural County
McCulloch County is a rural county in Texas, spanning 1,066 square miles with 7,565 residents at a density of 7.1 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated weak, built on wheat, hay, haylage. The median home price is $104,000, with an effective property tax rate of 1.37%. The climate sits in USDA hardiness zone 8b with a 230-day growing season, average summer highs of 93.4°F and average winter lows of 33.7°F. Annual rainfall averages 27.6 inches, and with drought risk rated very high, water storage and irrigation planning matter. Heart of Texas Healthcare System is 6.1 miles away and includes an emergency room. Broadband reaches 96.5% of homes. On the hazard side, wildfire risk is very high, drought risk is very high, so plan infrastructure and insurance accordingly.
Pros
- A long 230-day growing season in USDA zone 8b supports a wide range of crops and multiple plantings.
- A median home price of $104,000 makes land and property relatively affordable.
- Broadband reaches 96.5% of homes, making remote work and online farm sales realistic.
- Heart of Texas Healthcare System, with an emergency room, is just 6.1 miles away — strong local healthcare access.
- At 7.1 people per square mile, land is available with genuine space and privacy.
Cons
- Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
- Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
- An effective property tax rate of 1.37% is on the higher side and adds to annual carrying costs.
- The agricultural economy is rated weak, so local farm markets, suppliers, and services are limited.
At a glance
McCulloch County, TX is a strong overall fit for homesteading.
- Homestead score
- 79/100
- Median home price
- $104k
- Property tax
- 1.37%
- Growing season
- 230 days (zone 8b)
- Annual rainfall
- 27.6"
- Broadband
- 96.5%
- Nearest hospital
- Heart of Texas Healthcare System, 6.1 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in McCulloch County: FAQ
- What is the growing season like in McCulloch County?
- McCulloch County is in USDA hardiness zone 8b with a 230-day growing season, average summer highs of 93.4°F, and average winter lows of 33.7°F. The established crops are wheat, hay, haylage.
- How affordable is land and property here?
- The median home price is $104,000 and the effective property tax rate is 1.37%. There's no published county per-acre figure, so use recent comparable sales to gauge raw-land value.
- Is broadband internet available?
- Broadband reaches 96.5% of homes, strong coverage that supports remote work for most parcels.
- How close is healthcare?
- Heart of Texas Healthcare System is 6.1 miles away and includes an emergency room; there is 1 hospital in the county.
Explore Texas Resources
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LandWatch
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Lands of America
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AcreTrader
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More counties in Texas
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The closest counties to McCulloch County by distance, including across state lines.
Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.
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