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Clay County

TX · Pop. 10,402 · Rural County

80/100Homestead Score

Clay County sits in Texas across 1,089 square miles, home to 10,402 people at 9.6 per square mile, so rural land and genuine privacy are available. The agricultural economy is rated moderate, built on wheat, hay, haylage. The median home price is $161,000, with an effective property tax rate of 1.36%. The climate sits in USDA hardiness zone 8a with a 226-day growing season, average summer highs of 94.7°F and average winter lows of 30.5°F. Annual rainfall averages 32.7 inches, and with drought risk rated very high, water storage and irrigation planning matter. Clay County Memorial Hospital is 2.1 miles away and includes an emergency room. Broadband reaches 98.3% of homes. On the hazard side, tornado risk is high, wildfire risk is very high, drought risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 1.36%
Growing Season: 226 days
Broadband: 98.3%
Density: 9.6/sq mi

Pros

  • A long 226-day growing season in USDA zone 8a supports a wide range of crops and multiple plantings.
  • A median home price of $161,000 makes land and property relatively affordable.
  • Broadband reaches 98.3% of homes, making remote work and online farm sales realistic.
  • Clay County Memorial Hospital, with an emergency room, is just 2.1 miles away — strong local healthcare access.
  • At 9.6 people per square mile, land is available with genuine space and privacy.

Cons

  • Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
  • Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
  • An effective property tax rate of 1.36% is on the higher side and adds to annual carrying costs.

At a glance

Clay County, TX is a strong overall fit for homesteading.

Homestead score
80/100
Median home price
$161k
Property tax
1.36%
Growing season
226 days (zone 8a)
Annual rainfall
32.7"
Broadband
98.3%
Nearest hospital
Clay County Memorial Hospital, 2.1 mi

Taxes & Cost of Living

Property Tax Rate1.36%
Median Household Income$77,355
Poverty Rate10.4%

Land & Building

Median Home Price$161K

Climate & Growing

USDA Zone8a
Growing Season226 days
Annual Rainfall32.7 inches
Avg Summer High94.7°F
Avg Winter Low30.5°F
Top CropsWheat, Hay, Haylage

Natural Disaster Risk

Drought7/10
Wildfire9/10
Tornado6/10
Flood2/10

Healthcare

Nearest HospitalClay County Memorial Hospital (2.1 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage98.3%

Business & Employment

Unemployment Rate3.8%
Ag EconomyModerate

Homesteading in Clay County: FAQ

What is the growing season like in Clay County?
Clay County is in USDA hardiness zone 8a with a 226-day growing season, average summer highs of 94.7°F, and average winter lows of 30.5°F. The established crops are wheat, hay, haylage.
How affordable is land and property here?
The median home price is $161,000 and the effective property tax rate is 1.36%. There's no published county per-acre figure, so use recent comparable sales to gauge raw-land value.
Is broadband internet available?
Broadband reaches 98.3% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Clay County Memorial Hospital is 2.1 miles away and includes an emergency room; there is 1 hospital in the county.

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Nearby counties

The closest counties to Clay County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.