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Polk County

TN · Pop. 17,702 · Suburban County

77/100Homestead Score

Polk County, Tennessee covers 435 square miles with a population of 17,702 and a density of 40.7 people per square mile. The agricultural economy is rated weak, built on hay, corn, soybeans. The median home price is $136,000, with an effective property tax rate of 0.56%. The climate sits in USDA hardiness zone 7b with a 197-day growing season, average summer highs of 87.8°F and average winter lows of 29.8°F. Annual rainfall averages 53.8 inches, and with drought risk rated high, water storage and irrigation planning matter. Copper Basin Medical Center is 10.5 miles away and includes an emergency room. Broadband reaches 79.8% of homes. On the hazard side, flood risk is high, tornado risk is high, wildfire risk is very high, drought risk is high, so plan infrastructure and insurance accordingly.

Property Tax: 0.56%
Growing Season: 197 days
Broadband: 79.8%
Density: 40.7/sq mi

Pros

  • A long 197-day growing season in USDA zone 7b supports a wide range of crops and multiple plantings.
  • A low effective property tax rate of 0.56% holds annual carrying costs down.
  • A median home price of $136,000 makes land and property relatively affordable.
  • Copper Basin Medical Center, with an emergency room, is just 10.5 miles away — strong local healthcare access.
  • A low unemployment rate of 3.8% reflects a stable local job base.

Cons

  • Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
  • Broadband reaches only 79.8% of homes, a real gap for remote work or online sales.
  • The agricultural economy is rated weak, so local farm markets, suppliers, and services are limited.

At a glance

Polk County, TN is a strong overall fit for homesteading.

Homestead score
77/100
Median home price
$136k
Property tax
0.56%
Growing season
197 days (zone 7b)
Annual rainfall
53.8"
Broadband
79.8%
Nearest hospital
Copper Basin Medical Center, 10.5 mi

Taxes & Cost of Living

Property Tax Rate0.56%
Median Household Income$60,227
Poverty Rate13.3%

Land & Building

Median Home Price$136K

Climate & Growing

USDA Zone7b
Growing Season197 days
Annual Rainfall53.8 inches
Avg Summer High87.8°F
Avg Winter Low29.8°F
Top CropsHay, Corn, Soybeans

Natural Disaster Risk

Drought5/10
Wildfire8/10
Tornado6/10
Flood5/10

Healthcare

Nearest HospitalCopper Basin Medical Center (10.5 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage79.8%

Business & Employment

Unemployment Rate3.8%
Ag EconomyWeak

Homesteading in Polk County: FAQ

What is the growing season like in Polk County?
Polk County is in USDA hardiness zone 7b with a 197-day growing season, average summer highs of 87.8°F, and average winter lows of 29.8°F. The established crops are hay, corn, soybeans.
How affordable is land and property here?
The median home price is $136,000 and the effective property tax rate is 0.56%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 79.8% of homes, so verify service at a specific parcel before purchasing.
How close is healthcare?
Copper Basin Medical Center is 10.5 miles away and includes an emergency room; there is 1 hospital in the county.

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Nearby counties

The closest counties to Polk County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.