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Montgomery County

TN · Pop. 227,957 · Mixed County

61/100Homestead Score

Montgomery County is a mixed rural-suburban county in Tennessee, spanning 539 square miles with 227,957 residents at a density of 422.9 people per square mile, a more developed setting where truly rural parcels are scarcer. The agricultural economy is rated moderate, built on hay, soybeans, wheat. A median home price of $248,000 and an effective property tax rate of 0.67% set the cost of entry. The climate sits in USDA hardiness zone 7b with a 208-day growing season, average summer highs of 87.9°F and average winter lows of 28.2°F. Annual rainfall averages 52.3 inches, and with drought risk rated high, water storage and irrigation planning matter. Tennova Healthcare - Clarksville is 8.3 miles away and includes an emergency room. Broadband reaches 99.7% of homes. On the hazard side, flood risk is very high, tornado risk is very high, drought risk is high, so plan infrastructure and insurance accordingly.

Property Tax: 0.67%
Growing Season: 208 days
Broadband: 99.7%
Density: 422.9/sq mi

Pros

  • A long 208-day growing season in USDA zone 7b supports a wide range of crops and multiple plantings.
  • A low effective property tax rate of 0.67% holds annual carrying costs down.
  • Broadband reaches 99.7% of homes, making remote work and online farm sales realistic.
  • Tennova Healthcare - Clarksville, with an emergency room, is just 8.3 miles away — strong local healthcare access.
  • A low unemployment rate of 3.7% reflects a stable local job base.

Cons

  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.
  • At 422.9 people per square mile, this is a developed area where finding truly rural acreage is harder and pricier.

At a glance

Montgomery County, TN is a solid homesteading option with some tradeoffs.

Homestead score
61/100
Median home price
$248k
Property tax
0.67%
Growing season
208 days (zone 7b)
Annual rainfall
52.3"
Broadband
99.7%
Nearest hospital
Tennova Healthcare - Clarksville, 8.3 mi

Taxes & Cost of Living

Property Tax Rate0.67%
Median Household Income$72,365
Poverty Rate11.6%

Land & Building

Median Home Price$248K

Climate & Growing

USDA Zone7b
Growing Season208 days
Annual Rainfall52.3 inches
Avg Summer High87.9°F
Avg Winter Low28.2°F
Top CropsHay, Soybeans, Wheat

Natural Disaster Risk

Drought5/10
Wildfire3/10
Tornado10/10
Flood9/10

Healthcare

Nearest HospitalTennova Healthcare - Clarksville (8.3 mi)
Emergency RoomYes
Healthcare Facilities3

Infrastructure & Community

Broadband Coverage99.7%

Business & Employment

Unemployment Rate3.7%
Ag EconomyModerate

Homesteading in Montgomery County: FAQ

What is the growing season like in Montgomery County?
Montgomery County is in USDA hardiness zone 7b with a 208-day growing season, average summer highs of 87.9°F, and average winter lows of 28.2°F. The established crops are hay, soybeans, wheat.
How affordable is land and property here?
The median home price is $248,000 and the effective property tax rate is 0.67%. County-level per-acre prices aren't published, so compare current local listings for raw land.
Is broadband internet available?
Broadband reaches 99.7% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Tennova Healthcare - Clarksville is 8.3 miles away and includes an emergency room; there are 3 hospitals in the county.

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Nearby counties

The closest counties to Montgomery County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.