Skip to content

Cumberland County

TN · Pop. 62,529 · Suburban County

73/100Homestead Score

Cumberland County is a suburban county in Tennessee, spanning 681 square miles with 62,529 residents at a density of 91.8 people per square mile. The agricultural economy is rated moderate, built on hay, haylage, beans. The median home price is $228,000, with an effective property tax rate of 0.31%. The climate sits in USDA hardiness zone 7a with a 194-day growing season, average summer highs of 82.8°F and average winter lows of 29.1°F. Annual rainfall averages 55.1 inches, and with drought risk rated high, water storage and irrigation planning matter. Cumberland Medical Center, Inc is 1.6 miles away and includes an emergency room. Broadband reaches 96.3% of homes. On the hazard side, flood risk is high, tornado risk is very high, wildfire risk is very high, drought risk is high, so plan infrastructure and insurance accordingly.

Property Tax: 0.31%
Growing Season: 194 days
Broadband: 96.3%
Density: 91.8/sq mi

Pros

  • A long 194-day growing season in USDA zone 7a supports a wide range of crops and multiple plantings.
  • A low effective property tax rate of 0.31% holds annual carrying costs down.
  • Broadband reaches 96.3% of homes, making remote work and online farm sales realistic.
  • Cumberland Medical Center, Inc, with an emergency room, is just 1.6 miles away — strong local healthcare access.

Cons

  • Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is high, so low-lying parcels deserve careful evaluation before purchase.

At a glance

Cumberland County, TN is a strong overall fit for homesteading.

Homestead score
73/100
Median home price
$228k
Property tax
0.31%
Growing season
194 days (zone 7a)
Annual rainfall
55.1"
Broadband
96.3%
Nearest hospital
Cumberland Medical Center, Inc, 1.6 mi

Taxes & Cost of Living

Property Tax Rate0.31%
Median Household Income$58,475
Poverty Rate13.4%

Land & Building

Median Home Price$228K

Climate & Growing

USDA Zone7a
Growing Season194 days
Annual Rainfall55.1 inches
Avg Summer High82.8°F
Avg Winter Low29.1°F
Top CropsHay, Haylage, Beans

Natural Disaster Risk

Drought6/10
Wildfire8/10
Tornado9/10
Flood6/10

Healthcare

Nearest HospitalCumberland Medical Center, Inc (1.6 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage96.3%

Business & Employment

Unemployment Rate4.5%
Ag EconomyModerate

Homesteading in Cumberland County: FAQ

What is the growing season like in Cumberland County?
Cumberland County is in USDA hardiness zone 7a with a 194-day growing season, average summer highs of 82.8°F, and average winter lows of 29.1°F. The established crops are hay, haylage, beans.
How affordable is land and property here?
The median home price is $228,000 and the effective property tax rate is 0.31%. County-level per-acre prices aren't published, so compare current local listings for raw land.
Is broadband internet available?
Broadband reaches 96.3% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Cumberland Medical Center, Inc is 1.6 miles away and includes an emergency room; there is 1 hospital in the county.

Explore Tennessee Resources

Partner links — we may earn a commission at no extra cost to you

Nearby counties

The closest counties to Cumberland County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.