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Westchester County

NY · Pop. 996,888 · Urban County

27/100Homestead Score

Westchester County sits in New York across 431 square miles, home to 996,888 people at 2313 per square mile, a more developed setting where truly rural parcels are scarcer. The agricultural economy is rated weak, built on hay, haylage, tomatoes. The median home price is $638,000, with an effective property tax rate of 1.57%. The climate sits in USDA hardiness zone 7a with a 191-day growing season, average summer highs of 79.5°F and average winter lows of 23.6°F. Annual rainfall averages 49.4 inches, generally adequate for the region's crops and pasture. Northern Westchester Hospital is 3.2 miles away and includes an emergency room. Broadband reaches 98.3% of homes. On the hazard side, flood risk is very high, tornado risk is very high, wildfire risk is high, so plan infrastructure and insurance accordingly.

Property Tax: 1.57%
Growing Season: 191 days
Broadband: 98.3%
Density: 2313/sq mi

Pros

  • A long 191-day growing season in USDA zone 7a supports a wide range of crops and multiple plantings.
  • Broadband reaches 98.3% of homes, making remote work and online farm sales realistic.
  • Northern Westchester Hospital, with an emergency room, is just 3.2 miles away — strong local healthcare access.
  • A low unemployment rate of 3.4% reflects a stable local job base.
  • Annual rainfall of 49.4 inches supports rain-fed gardens and pasture in most years.

Cons

  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.
  • An effective property tax rate of 1.57% is on the higher side and adds to annual carrying costs.
  • A median home price of $638,000 raises the cost of entry relative to more affordable rural markets.
  • The agricultural economy is rated weak, so local farm markets, suppliers, and services are limited.

At a glance

Westchester County, NY is a challenging place to homestead on the data.

Homestead score
27/100
Median home price
$638k
Property tax
1.57%
Growing season
191 days (zone 7a)
Annual rainfall
49.4"
Broadband
98.3%
Nearest hospital
Northern Westchester Hospital, 3.2 mi

Taxes & Cost of Living

Property Tax Rate1.57%
Median Household Income$118,411
Poverty Rate8.9%

Land & Building

Median Home Price$638K

Climate & Growing

USDA Zone7a
Growing Season191 days
Annual Rainfall49.4 inches
Avg Summer High79.5°F
Avg Winter Low23.6°F
Top CropsHay, Haylage, Tomatoes

Natural Disaster Risk

Drought4/10
Wildfire6/10
Tornado8/10
Flood10/10

Healthcare

Nearest HospitalNorthern Westchester Hospital (3.2 mi)
Emergency RoomYes
Healthcare Facilities18

Infrastructure & Community

Broadband Coverage98.3%

Business & Employment

Unemployment Rate3.4%
Ag EconomyWeak

Homesteading in Westchester County: FAQ

What is the growing season like in Westchester County?
Westchester County is in USDA hardiness zone 7a with a 191-day growing season, average summer highs of 79.5°F, and average winter lows of 23.6°F. The established crops are hay, haylage, tomatoes.
How affordable is land and property here?
The median home price is $638,000 and the effective property tax rate is 1.57%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
Is broadband internet available?
Broadband reaches 98.3% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Northern Westchester Hospital is 3.2 miles away and includes an emergency room; there are 18 hospitals in the county.

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Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.