Montgomery County
NY · Pop. 49,461 · Mixed County
Montgomery County, New York covers 403 square miles with a population of 49,461 and a density of 122.7 people per square mile. The agricultural economy is rated moderate, built on hay, haylage, corn. The median home price is $142,000, with an effective property tax rate of 2.56%. The climate sits in USDA hardiness zone 5b with a 144-day growing season, average summer highs of 77.1°F and average winter lows of 15.2°F. Annual rainfall averages 38.5 inches, generally adequate for the region's crops and pasture. St. Mary's Healthcare is 11.7 miles away and includes an emergency room. Broadband reaches 88% of homes. On the hazard side, flood risk is very high, tornado risk is high, so plan infrastructure and insurance accordingly.
Pros
- A median home price of $142,000 makes land and property relatively affordable.
- St. Mary's Healthcare, with an emergency room, is just 11.7 miles away — strong local healthcare access.
- A median household income of $62,923 anchors the local economy.
Cons
- Flood risk is very high, so careful parcel siting and flood insurance are essential.
- A 144-day growing season limits crop diversity and calls for season-extension tools.
- An effective property tax rate of 2.56% is on the higher side and adds to annual carrying costs.
At a glance
Montgomery County, NY is a mixed homesteading prospect — weigh the tradeoffs.
- Homestead score
- 40/100
- Median home price
- $142k
- Property tax
- 2.56%
- Growing season
- 144 days (zone 5b)
- Annual rainfall
- 38.5"
- Broadband
- 88%
- Nearest hospital
- St. Mary's Healthcare, 11.7 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Montgomery County: FAQ
- What is the growing season like in Montgomery County?
- Montgomery County is in USDA hardiness zone 5b with a 144-day growing season, average summer highs of 77.1°F, and average winter lows of 15.2°F. The established crops are hay, haylage, corn.
- How affordable is land and property here?
- The median home price is $142,000 and the effective property tax rate is 2.56%. Per-acre raw-land prices vary widely by parcel here, so check active listings for current rates.
- Is broadband internet available?
- Broadband reaches 88% of homes, so verify service at a specific parcel before purchasing.
- How close is healthcare?
- St. Mary's Healthcare is 11.7 miles away and includes an emergency room; there are 2 hospitals in the county.
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More counties in New York
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Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.
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