Cheboygan County
MI · Pop. 25,778 · Suburban County
Cheboygan County, Michigan covers 715 square miles with a population of 25,778 and a density of 36.1 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated weak, built on hay, haylage, rye. A median home price of $175,000 and an effective property tax rate of 0.93% set the cost of entry. The climate sits in USDA hardiness zone 4b with a 144-day growing season, average summer highs of 75.3°F and average winter lows of 12.5°F. Annual rainfall averages 30.8 inches, generally adequate for the region's crops and pasture. Mclaren Northern Michigan is 24.1 miles away, though without an in-county emergency room. Broadband reaches 91.7% of homes. On the hazard side, flood risk is very high, so plan infrastructure and insurance accordingly.
Pros
- A low effective property tax rate of 0.93% holds annual carrying costs down.
- A median home price of $175,000 makes land and property relatively affordable.
- Broadband reaches 91.7% of homes, making remote work and online farm sales realistic.
Cons
- Flood risk is very high, so careful parcel siting and flood insurance are essential.
- A 144-day growing season limits crop diversity and calls for season-extension tools.
- The nearest hospital, Mclaren Northern Michigan, is 24.1 miles away, a real consideration for medical needs.
- Average winter lows of 12.5°F demand serious cold-weather infrastructure for livestock and water systems.
- The agricultural economy is rated weak, so local farm markets, suppliers, and services are limited.
At a glance
Cheboygan County, MI is a mixed homesteading prospect — weigh the tradeoffs.
- Homestead score
- 52/100
- Median home price
- $175k
- Property tax
- 0.93%
- Growing season
- 144 days (zone 4b)
- Annual rainfall
- 30.8"
- Broadband
- 91.7%
- Nearest hospital
- Mclaren Northern Michigan, 24.1 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Cheboygan County: FAQ
- What is the growing season like in Cheboygan County?
- Cheboygan County is in USDA hardiness zone 4b with a 144-day growing season, average summer highs of 75.3°F, and average winter lows of 12.5°F. The established crops are hay, haylage, rye.
- How affordable is land and property here?
- The median home price is $175,000 and the effective property tax rate is 0.93%. There's no published county per-acre figure, so use recent comparable sales to gauge raw-land value.
- Is broadband internet available?
- Broadband reaches 91.7% of homes, strong coverage that supports remote work for most parcels.
- How close is healthcare?
- Mclaren Northern Michigan is 24.1 miles away, without an in-county emergency room.
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Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.