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Floyd County

IA · Pop. 15,502 · Suburban County

63/100Homestead Score

Floyd County sits in Iowa across 501 square miles, home to 15,502 people at 30.9 per square mile, so rural land and genuine privacy are available. The agricultural economy is rated strong, built on corn, soybeans, hay. A median home price of $133,000 and an effective property tax rate of 1.39% set the cost of entry. The climate sits in USDA hardiness zone 5a with a 157-day growing season, average summer highs of 80.6°F and average winter lows of 11.8°F. Annual rainfall averages 34.8 inches, and with drought risk rated very high, water storage and irrigation planning matter. Floyd County Medical Center is 5.2 miles away and includes an emergency room. Broadband reaches 98.1% of homes. On the hazard side, flood risk is high, tornado risk is very high, drought risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 1.39%
Growing Season: 157 days
Broadband: 98.1%
Density: 30.9/sq mi

Pros

  • A median home price of $133,000 makes land and property relatively affordable.
  • Broadband reaches 98.1% of homes, making remote work and online farm sales realistic.
  • Floyd County Medical Center, with an emergency room, is just 5.2 miles away — strong local healthcare access.
  • A strong agricultural economy built on corn, soybeans, hay means local markets, equipment, and know-how are in place.
  • A low unemployment rate of 3.9% reflects a stable local job base.

Cons

  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
  • A 157-day growing season limits crop diversity and calls for season-extension tools.
  • An effective property tax rate of 1.39% is on the higher side and adds to annual carrying costs.
  • Average winter lows of 11.8°F demand serious cold-weather infrastructure for livestock and water systems.

At a glance

Floyd County, IA is a solid homesteading option with some tradeoffs.

Homestead score
63/100
Median home price
$133k
Property tax
1.39%
Growing season
157 days (zone 5a)
Annual rainfall
34.8"
Broadband
98.1%
Nearest hospital
Floyd County Medical Center, 5.2 mi

Taxes & Cost of Living

Property Tax Rate1.39%
Median Household Income$64,500
Poverty Rate11.4%

Land & Building

Median Home Price$133K

Climate & Growing

USDA Zone5a
Growing Season157 days
Annual Rainfall34.8 inches
Avg Summer High80.6°F
Avg Winter Low11.8°F
Top CropsCorn, Soybeans, Hay

Natural Disaster Risk

Drought10/10
Wildfire3/10
Tornado7/10
Flood6/10

Healthcare

Nearest HospitalFloyd County Medical Center (5.2 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage98.1%

Business & Employment

Unemployment Rate3.9%
Ag EconomyStrong

Homesteading in Floyd County: FAQ

What is the growing season like in Floyd County?
Floyd County is in USDA hardiness zone 5a with a 157-day growing season, average summer highs of 80.6°F, and average winter lows of 11.8°F. The established crops are corn, soybeans, hay.
How affordable is land and property here?
The median home price is $133,000 and the effective property tax rate is 1.39%. There's no published county per-acre figure, so use recent comparable sales to gauge raw-land value.
Is broadband internet available?
Broadband reaches 98.1% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Floyd County Medical Center is 5.2 miles away and includes an emergency room; there is 1 hospital in the county.

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Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.