Morgan County
CO · Pop. 29,186 · Rural County
Morgan County sits in Colorado across 1,280 square miles, home to 29,186 people at 22.8 per square mile, so rural land and genuine privacy are available. The agricultural economy is rated strong, built on corn, hay, wheat. The median home price is $299,000, with an effective property tax rate of 0.53%. The climate sits in USDA hardiness zone 5a with a 148-day growing season, average summer highs of 85.6°F and average winter lows of 11.6°F. Annual rainfall averages 14.2 inches, generally adequate for the region's crops and pasture. Colorado Plains Medical Center is 0.9 miles away and includes an emergency room. Broadband reaches 93.9% of homes. On the hazard side, flood risk is high, tornado risk is very high, wildfire risk is very high, so plan infrastructure and insurance accordingly.
Pros
- A low effective property tax rate of 0.53% holds annual carrying costs down.
- Broadband reaches 93.9% of homes, making remote work and online farm sales realistic.
- Colorado Plains Medical Center, with an emergency room, is just 0.9 miles away — strong local healthcare access.
- A strong agricultural economy built on corn, hay, wheat means local markets, equipment, and know-how are in place.
- At 22.8 people per square mile, land is available with genuine space and privacy.
Cons
- Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
- Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
- A 148-day growing season limits crop diversity and calls for season-extension tools.
- Annual rainfall of just 14.2 inches means irrigation and water storage are core requirements.
- Average winter lows of 11.6°F demand serious cold-weather infrastructure for livestock and water systems.
At a glance
Morgan County, CO is a mixed homesteading prospect — weigh the tradeoffs.
- Homestead score
- 53/100
- Median home price
- $299k
- Property tax
- 0.53%
- Growing season
- 148 days (zone 5a)
- Annual rainfall
- 14.2"
- Broadband
- 93.9%
- Nearest hospital
- Colorado Plains Medical Center, 0.9 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Morgan County: FAQ
- What is the growing season like in Morgan County?
- Morgan County is in USDA hardiness zone 5a with a 148-day growing season, average summer highs of 85.6°F, and average winter lows of 11.6°F. The established crops are corn, hay, wheat.
- How affordable is land and property here?
- The median home price is $299,000 and the effective property tax rate is 0.53%. There's no published county per-acre figure, so use recent comparable sales to gauge raw-land value.
- Is broadband internet available?
- Broadband reaches 93.9% of homes, strong coverage that supports remote work for most parcels.
- How close is healthcare?
- Colorado Plains Medical Center is 0.9 miles away and includes an emergency room; there are 2 hospitals in the county.
Explore Colorado Resources
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LandWatch
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Lands of America
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AcreTrader
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More counties in Colorado
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The closest counties to Morgan County by distance, including across state lines.
Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.
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