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Monroe County

AL · Pop. 19,580 · Rural County

83/100Homestead Score

Monroe County is a rural county in Alabama, spanning 1,026 square miles with 19,580 residents at a density of 19.1 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated moderate, built on cotton, hay, peanuts. The median home price is $115,000, with an effective property tax rate of 0.32%. The climate sits in USDA hardiness zone 8b with a 222-day growing season, average summer highs of 90°F and average winter lows of 35.3°F. Annual rainfall averages 52.8 inches, and with drought risk rated very high, water storage and irrigation planning matter. Monroe County Hospital is 6.8 miles away and includes an emergency room. Broadband reaches 70.1% of homes. On the hazard side, flood risk is high, tornado risk is very high, wildfire risk is high, drought risk is very high, so plan infrastructure and insurance accordingly.

Property Tax: 0.32%
Growing Season: 222 days
Broadband: 70.1%
Density: 19.1/sq mi

Pros

  • A long 222-day growing season in USDA zone 8b supports a wide range of crops and multiple plantings.
  • A low effective property tax rate of 0.32% holds annual carrying costs down.
  • A median home price of $115,000 makes land and property relatively affordable.
  • Monroe County Hospital, with an emergency room, is just 6.8 miles away — strong local healthcare access.
  • At 19.1 people per square mile, land is available with genuine space and privacy.

Cons

  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Drought risk is very high, making water storage and irrigation infrastructure essential rather than optional.
  • Broadband reaches only 70.1% of homes, a real gap for remote work or online sales.
  • A poverty rate of 22.6% reflects a constrained local economy with limited off-farm income options.

At a glance

Monroe County, AL is a strong overall fit for homesteading.

Homestead score
83/100
Median home price
$115k
Property tax
0.32%
Growing season
222 days (zone 8b)
Annual rainfall
52.8"
Broadband
70.1%
Nearest hospital
Monroe County Hospital, 6.8 mi

Taxes & Cost of Living

Property Tax Rate0.32%
Median Household Income$40,225
Poverty Rate22.6%

Land & Building

Median Home Price$115K

Climate & Growing

USDA Zone8b
Growing Season222 days
Annual Rainfall52.8 inches
Avg Summer High90°F
Avg Winter Low35.3°F
Top CropsCotton, Hay, Peanuts

Natural Disaster Risk

Drought7/10
Wildfire5/10
Tornado7/10
Flood5/10

Healthcare

Nearest HospitalMonroe County Hospital (6.8 mi)
Emergency RoomYes
Healthcare Facilities1

Infrastructure & Community

Broadband Coverage70.1%

Business & Employment

Unemployment Rate5.2%
Ag EconomyModerate

Homesteading in Monroe County: FAQ

What is the growing season like in Monroe County?
Monroe County is in USDA hardiness zone 8b with a 222-day growing season, average summer highs of 90°F, and average winter lows of 35.3°F. The established crops are cotton, hay, peanuts.
How affordable is land and property here?
The median home price is $115,000 and the effective property tax rate is 0.32%. County-level per-acre prices aren't published, so compare current local listings for raw land.
Is broadband internet available?
Broadband reaches 70.1% of homes, so verify service at a specific parcel before purchasing.
How close is healthcare?
Monroe County Hospital is 6.8 miles away and includes an emergency room; there is 1 hospital in the county.

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Nearby counties

The closest counties to Monroe County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.